Service Contracts in New Jersey
Engine Replacement: $8,500. Transmission: $6,200. A/C System: $2,800.
Service contracts cover major repairs after your factory warranty ends. Pay $50-$100/month instead of thousands out-of-pocket.
Major Repairs Covered
Engine, transmission, electronics, A/C
Nationwide Coverage
Any licensed repair shop in the U.S.
$50-$100/Month
Predictable cost vs $2K-$8K surprise bills
Up to 84 Months
Extended protection when you need it most
The Problem
What Major Repairs Actually Cost
Your factory warranty expires. Now repairs are on you. Here's what common repairs cost out-of-pocket:
Engine replacement
$8,500
Transmission replacement
$6,200
Turbocharger failure
$3,800
A/C compressor system
$2,800
Electrical system
$2,200
Fuel injection system
$1,900
Power steering system
$1,400
Suspension components
$1,200
One major repair can cost more than 2 years of service contract payments.
THE PROCESS
How Service Contracts Work
STEP 1
Choose Your Coverage Level
Powertrain only (engine/transmission) or comprehensive (includes electronics, A/C, electrical, suspension).
STEP 2
Pick Your Term
12 to 84 months. Match it to how long you plan to keep the car.
STEP 3
Use Any Licensed Repair Shop
Dealership, independent mechanic, chain shop—your choice. Nationwide coverage.
STEP 4
Pay Your Deductible, We Cover the Rest
$0, $50, or $100 deductible per visit. Lower deductible = slightly higher monthly cost.
REAL CLAIMS
Real Vantage Customers Saved by Service Contracts
These are actual claims our customers filed:
CONTEXT
2018 Toyota Camry, 72,000 miles, Turbocharger failed
Repair cost
$3,750
DAVID PAID
$100 deductible
Contract saved
$3,650
David M.
Morristown, NJ
CONTEXT
2017 Honda CR-V, 68,000 miles, A/C compressor system failed
Repair cost
$2,840
LISA PAID
$50 deductible
Contract saved
$2,790
Lisa K.
Cherry Hill, NJ
Without service contracts, these customers would have paid thousands out-of-pocket.
COVERAGE DETAILS
What Service Contracts Cover
Powertrain (All Plans)
Engine, transmission, transfer case, drive axle assembly
Comprehensive Coverage
Electrical systems, A/C and heating, Fuel system, Cooling system, Steering and suspension, Brakes, Electronics and sensors
Nationwide Coverage
Use any licensed repair facility in the U.S.
Flexible Deductible Options
$0, $50, or $100 per visit
❌Routine maintenance (oil changes, tire rotations, filters)
Works for loans and leases. Protects both.
❌Wear items (brake pads, wiper blades, tires)
Works for loans and leases. Protects both.
❌Body damage or cosmetic issues
Works for loans and leases. Protects both.
❌Pre-existing conditions (problems that existed before you bought the contract)
Works for loans and leases. Protects both.
DO YOU NEED IT?
When You Need a Service Contract
You need a service contract if:
Your Factory Warranty is Expiring Soon
Most expire at 36K-60K miles. That's when expensive repairs start.
You Drive 12,000+ Miles Per Year
More miles = higher repair risk.
You're Keeping the Car 5+ Years
Repairs increase after Year 5.
You Bought a Used Car
Factory warranty is expired or nearly expired.
You Can't Afford a $3,000-$8,000 Surprise Repair
Service contracts trade unpredictable costs for predictable monthly payments.
When You Need a Service Contract
You need a service contract if:
Common Questions
$50-$150/month depending on:
- Your car (year, make, model, mileage)
- Coverage level (powertrain-only vs comprehensive)
- Term length (12-84 months)
- Deductible ($0, $50, or $100)
Most customers pay $75-$100/month for comprehensive coverage.
Compare that to one $6,000 transmission repair.
Yes. You can use any licensed repair facility in the U.S.—dealerships, independent mechanics, chain shops.
They're the same thing. "Extended warranty" is the common term. "Service contract" is the legal/industry term.
Both mean: coverage for repairs after your factory warranty expires.
Best time: Before your factory warranty expires (usually 36K-60K miles).
You can buy one after your factory warranty expires, but there's usually a waiting period (30-90 days) before coverage starts.
Yes. Most contracts have a 30-60 day money-back guarantee. After that, you can cancel and get a prorated refund based on unused time.
No. Car insurance covers accidents, theft, and damage. It does NOT cover mechanical failures.
The only amount you pay each time you use the contract for a repair.
Example: A/C repair costs $2,800. Your deductible is $100. You pay $100, the contract pays $2,700.
Most comprehensive plans include rental car reimbursement ($30-$50/day) while your car is being repaired.
Service contracts are usually transferable to the new owner. This can increase your resale value.
No. If the problem existed before you bought the contract, it's not covered.
Most contracts require a vehicle inspection or have a waiting period to prevent this.
Our service contracts are backed by DOWC, a national vehicle protection administrator with an A+ rating.
WHY VANTAGE
Why Buy Service Contracts Through Vantage
We've helped 2,800+ customers add service contract coverage to protect against expensive repairs.
Lower cost than dealers
Dealers mark up service contracts 40-60%. We don't.
Multiple coverage levels
Powertrain-only to comprehensive. You pick what fits your budget.
EXPERT GUIDANCE
We explain what you need based on your car and driving habits.
Claims support
If you need to file a claim, we help you through the process.
When you buy or lease through Vantage, we make sure you're covered after your factory warranty expires.
GET PROTECTED TODAY
Get Your Service Contract Quote
See what coverage costs for your car.
✅
Covers engine, transmission, and major systems
✅
Use any licensed repair shop nationwide
✅
$50-$100/month vs $2K-$8K surprise repairs
✅
Up to 84 months of protection
✅
Cancel anytime with prorated refund
Factory warranty expiring soon? Add coverage now before something breaks.
600+ Testimonials
What Our Customers Say
People come for the number. They stay for how easy we make it.
Nomi Hassan
From start to finish, purchasing my new Jeep was seamless and refreshingly honest. Every question was answered clearly with zero pressure, and I really appreciated the straight talk. An easy, smart decision all around.
From start to finish, purchasing my new Jeep was seamless and refreshingly honest. Every question was answered clearly with zero pressure, and I really appreciated the straight talk. An easy, smart decision all around.
Lisa Salzberg
Working with Vantage was an awesome experience. They walked me through every step and made me feel like their top priority! They even returned my EZpass device that I had mistakenly left in my trade-in. I didn’t even know this industry existed prior to working with them, but I will never walk into a dealership to buy a car again, thanks to the amazing service Vantage provided. Highly recommend!
Working with Vantage was an awesome experience. They walked me through every step and made me feel like their top priority! They even returned my EZpass device that I had mistakenly left in my trade-in. I didn’t even know this industry existed prior to working with them, but I will never walk into a dealership to buy a car again, thanks to the amazing service Vantage provided. Highly recommend!
PJ Jones
I wish I knew leasing a car could be this easy years ago! I still can’t believe how seamless my experience was with Sean. He was extremely responsive and got me the best price compared to other dealers I had been talking to. The delivery of the car was on the exact day and time I asked for, even though it was a national holiday. I have already referred him to so many of my friends and family. So glad someone referred me to Sean. All the stress that comes with buying/leasing a car is now a thing of the past!
I wish I knew leasing a car could be this easy years ago! I still can’t believe how seamless my experience was with Sean. He was extremely responsive and got me the best price compared to other dealers I had been talking to. The delivery of the car was on the exact day and time I asked for, even though it was a national holiday. I have already referred him to so many of my friends and family. So glad someone referred me to Sean. All the stress that comes with buying/leasing a car is now a thing of the past!
Ilana Gutman
Had a great experience, our rather urgent needs were addressed promptly and professionally. Thank you, Elka Green, for your recommendations! We’ll come back, happy customers.
Had a great experience, our rather urgent needs were addressed promptly and professionally. Thank you, Elka Green, for your recommendations! We’ll come back, happy customers.
Victor O
Vantage Auto Group is the most efficient and professional group to get a car from.David, my contact was very professional and a pleasure to deal with
Vantage Auto Group is the most efficient and professional group to get a car from.David, my contact was very professional and a pleasure to deal with
Joe Bouton
Great service! Sean worked with me over a couple of weeks to get a car that fit my budget and that I love. They delivered the car right to my house with a full tank of gas, signed some paper work and I was done. 100% would recommend.
Great service! Sean worked with me over a couple of weeks to get a car that fit my budget and that I love. They delivered the car right to my house with a full tank of gas, signed some paper work and I was done. 100% would recommend.
Peter Foltz
I can’t thank Sean enough for making my transition seamless and completely stress-free. What can often feel like an overwhelming process was made easy and comfortable from start to finish. He took the time to truly understand my wants, needs, and budget without any judgment, and kept me informed every step of the way. His humor and authenticity were an added bonus and made the experience even more enjoyable. Going from one lease to another in under a week felt effortless and refreshing, even without stepping into a dealership. See you in three years, Sean!
I can’t thank Sean enough for making my transition seamless and completely stress-free. What can often feel like an overwhelming process was made easy and comfortable from start to finish. He took the time to truly understand my wants, needs, and budget without any judgment, and kept me informed every step of the way. His humor and authenticity were an added bonus and made the experience even more enjoyable. Going from one lease to another in under a week felt effortless and refreshing, even without stepping into a dealership. See you in three years, Sean!
Alexia Lekkas
Such a wonderful experience with Sean and his team at Vantage Auto Group. Imagine not having to sit at a dealership for several hours. That alone is worth the 5 star review. Add to that how knowledgeable Sean is, how he actually wants to get you the best deal, and how little stress you'll experience throughout the entire process, and 5 stars just aren't enough. I would recommend Vantage Auto Group to anyone!
Such a wonderful experience with Sean and his team at Vantage Auto Group. Imagine not having to sit at a dealership for several hours. That alone is worth the 5 star review. Add to that how knowledgeable Sean is, how he actually wants to get you the best deal, and how little stress you'll experience throughout the entire process, and 5 stars just aren't enough. I would recommend Vantage Auto Group to anyone!
Lisa