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A simple Answer TO yOUr Question

Can a dealer mark up my APR?

Yes. Dealers are legally allowed to add 1-3 percentage points above your approved "buy rate" and keep the difference as profit. On a $35,000 loan over 60 months, a 2% markup costs you approximately $1,800 in extra interest.

📥 FREE DOWNLOAD

The Smart Buyer's Guide to Leasing vs. Buying in 2026

Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives

Smart move!

Download the guide below, plus we've sent a copy to your inbox.

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Affordable Cars Available Now

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Cars Under $20,000

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Shop Great Deals

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Delivery by Monday

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Shop Fuel Efficient

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Value Tracking

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No credit impact, view Get personalized insights on your car’s value, so you can time your next car with the most savings.real payments while shopping.

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Insurance Coverage

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Effortless to buy and personalized to you, with coverage deals with Vantage.

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600+ Testimonials

What Our Customers Say

People come for the number. They stay for how easy we make it.

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Amanda Rodrigues

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Great experience. The whole process was smooth and straightforward. Omar helped with the transaction and made everything easy to understand. He was professional, patient, and answered all my questions. I really appreciated the good service and would definitely recommend Vantage Auto.

Great experience. The whole process was smooth and straightforward. Omar helped with the transaction and made everything easy to understand. He was professional, patient, and answered all my questions. I really appreciated the good service and would definitely recommend Vantage Auto.

Lina Suarez

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Raymond

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Kristin Steinmetz

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It was a “fun” way to make a car purchase. Mark V. and the whole team were responsive, informative, and very friendly! Can’t wait to purchase the next one!! (😬🤪) Thank you!! Ulla & Bill

It was a “fun” way to make a car purchase. Mark V. and the whole team were responsive, informative, and very friendly! Can’t wait to purchase the next one!! (😬🤪) Thank you!! Ulla & Bill

W Shuler

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From start to finish, purchasing my new Jeep was seamless and refreshingly honest. Every question was answered clearly with zero pressure, and I really appreciated the straight talk. An easy, smart decision all around.

From start to finish, purchasing my new Jeep was seamless and refreshingly honest. Every question was answered clearly with zero pressure, and I really appreciated the straight talk. An easy, smart decision all around.

Lisa Salzberg

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Easy to work with, responsive and made the whole experience worthwhile. I would recommend to anyone to go through Mark and the Vantage team

Easy to work with, responsive and made the whole experience worthwhile. I would recommend to anyone to go through Mark and the Vantage team

Brian Dorney

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Working with Vantage Auto Group was a real pleasure. They made the leasing process easy, without any of the normal stress of going to and dealing with the dealership. This is my second time working with Dave and his staff and it was as smooth the second time as it was with the first lease.

Working with Vantage Auto Group was a real pleasure. They made the leasing process easy, without any of the normal stress of going to and dealing with the dealership. This is my second time working with Dave and his staff and it was as smooth the second time as it was with the first lease.

William Jenkins

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First-rate experience with Dave and the team at Vantage. We had several conversations walking through multiple options until we found the perfect fit for my wife. They were incredibly efficient, responsive, and provided true white-glove service.

First-rate experience with Dave and the team at Vantage. We had several conversations walking through multiple options until we found the perfect fit for my wife. They were incredibly efficient, responsive, and provided true white-glove service.

Zach Messing