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A simple Answer TO yOUr Question

Can a dealer mark up my APR?

Yes. Dealers are legally allowed to add 1-3 percentage points above your approved "buy rate" and keep the difference as profit. On a $35,000 loan over 60 months, a 2% markup costs you approximately $1,800 in extra interest.

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The Smart Buyer's Guide to Leasing vs. Buying in 2026

Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives

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660+ Testimonials

What Our Customers Say

People come for the number. They stay for how easy we make it.

Read About Their Experience
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Great experience from start to finish with the team. Made the process very easy and worked with us through the whole process, answering any and all questions. And actually returned all phone calls and texts. Ended up with the car we wanted at the price we wanted.

Great experience from start to finish with the team. Made the process very easy and worked with us through the whole process, answering any and all questions. And actually returned all phone calls and texts. Ended up with the car we wanted at the price we wanted.

Jeremy Golden

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All the hassles & time consumption in buying a new vehicle were nil, because Vantage Auto Group took care of everything & delivered the vehicle I wanted

All the hassles & time consumption in buying a new vehicle were nil, because Vantage Auto Group took care of everything & delivered the vehicle I wanted

Robert Murphy

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Easiest car leasing experience I ever had. Debbie Amster was super polite, professional and quick to answer my questions. I highly recommend Debbie and Vantage. My monthly payment was so much better. I will never set foot in a dealership again thanks to Debbie!
Easiest car leasing experience I ever had. Debbie Amster was super polite, professional and quick to answer my questions. I highly recommend Debbie and Vantage. My monthly payment was so much better. I will never set foot in a dealership again thanks to Debbie!

Rodger P

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Prompt, courteous, helpful, thorough. Highly recommended.
Prompt, courteous, helpful, thorough. Highly recommended.

Mitchel Bayer

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
I had a great experience working with Elka from Vantage Auto Group. She made the entire car-buying process easy and stress-free. She found the exact vehicle I wanted at a price that beat all the local dealers. When an issue came up with the initial car (on the dealer’s end), she didn’t push it, she pivoted quickly and found me a better option. The car was delivered right to my door, and the paperwork was simple and smooth. Highly recommend Elka if you want someone who truly has your best interests in mind!
I had a great experience working with Elka from Vantage Auto Group. She made the entire car-buying process easy and stress-free. She found the exact vehicle I wanted at a price that beat all the local dealers. When an issue came up with the initial car (on the dealer’s end), she didn’t push it, she pivoted quickly and found me a better option. The car was delivered right to my door, and the paperwork was simple and smooth. Highly recommend Elka if you want someone who truly has your best interests in mind!

Douglas McGreal

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Had a wonderful experience working with Vantage and Dave A. in particular. Dave came as a referral from a neighbor and he was very straightforward and helpful throughout the entire process. Once I decided to move forward with a lease, Dave was super efficient and we got everything done within a few days!

Had a wonderful experience working with Vantage and Dave A. in particular. Dave came as a referral from a neighbor and he was very straightforward and helpful throughout the entire process. Once I decided to move forward with a lease, Dave was super efficient and we got everything done within a few days!

Kevin Huang

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S/O to Oscar and his team! They put me in the exact car I wanted for a great price in less than 3 days in the next state over. I’d highly recommend to anyone in the market to purchasing a new car.

S/O to Oscar and his team! They put me in the exact car I wanted for a great price in less than 3 days in the next state over. I’d highly recommend to anyone in the market to purchasing a new car.

Melanie Escudero

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

I just got my 3rd car through Vantage Auto. The process has always been seamless. I've mostly worked with Sarah and she's always very responsive. She finds out what we want and our approximate budget and is quick to tell me what my options are - including some out of the box ideas. She's able to find good deals on cars we may not have previously considers. Sarah coordinates everything including test drives, picking up your old car, and delivering the new car. I've been very happy with the service I've received from Vantage and highly recommend them for your car shopping needs.

I just got my 3rd car through Vantage Auto. The process has always been seamless. I've mostly worked with Sarah and she's always very responsive. She finds out what we want and our approximate budget and is quick to tell me what my options are - including some out of the box ideas. She's able to find good deals on cars we may not have previously considers. Sarah coordinates everything including test drives, picking up your old car, and delivering the new car. I've been very happy with the service I've received from Vantage and highly recommend them for your car shopping needs.

Josh Sobin

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

I had the pleasure of working with Sarah to find me a car. She was incredible! I called her needing a car and I had my car within a couple of days, while also meeting my price point and the specific style of car I wanted. Sarah is so approachable, knowledgeable, friendly, and reliable.Vantage Auto Group as a whole is a very dependable company and I couldn't recommend them more. They deliver your car to your house on time and are knowledgeable about the car and any questions that you have. I am so happy with how this process went and recommend Vantage Auto Group to anyone looking for a car!

I had the pleasure of working with Sarah to find me a car. She was incredible! I called her needing a car and I had my car within a couple of days, while also meeting my price point and the specific style of car I wanted. Sarah is so approachable, knowledgeable, friendly, and reliable.Vantage Auto Group as a whole is a very dependable company and I couldn't recommend them more. They deliver your car to your house on time and are knowledgeable about the car and any questions that you have. I am so happy with how this process went and recommend Vantage Auto Group to anyone looking for a car!

Ava Ilyse

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