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A simple Answer TO yOUr Question

Can Vantage negotiate the money factor on a lease?

In some cases, yes. The base money factor is set by the manufacturer, but dealers sometimes mark it up. Vantage ensures you are being charged the buy rate, which is the lowest rate available for your credit tier, rather than a marked-up figure that pads dealer profit.

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The Smart Buyer's Guide to Leasing vs. Buying in 2026

Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives

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Value Tracking

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No credit impact, view Get personalized insights on your car’s value, so you can time your next car with the most savings.real payments while shopping.

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Effortless to buy and personalized to you, with coverage deals with Vantage.

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Testimonials

What Our Customers Say

People come for the number. They stay for how easy we make it.

Read About Their Experience
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Vantage makes it so easy!
Vantage makes it so easy!

Scott McEnerney

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David Wagoner was referred to me by a co-worker. All I can say is wow. We were under a tight timeline to purchase a vehicle, and from our initial interaction late Thursday afternoon through the delivery of our vehicle Monday afternoon, David and Vantage Auto Group were transparent, quick, and provided excellent customer service throughout! Strongly recommend!

David Wagoner was referred to me by a co-worker. All I can say is wow. We were under a tight timeline to purchase a vehicle, and from our initial interaction late Thursday afternoon through the delivery of our vehicle Monday afternoon, David and Vantage Auto Group were transparent, quick, and provided excellent customer service throughout! Strongly recommend!

Craig K

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My car was delivered right to my house - it’s just what I asked for - Tom went out of his way to locate the vehicle I was interested in. No haggling at the dealership - everything was taken care of and signing paperwork online was easy. I’m very happy with the process and efficiency of Vantage. Tom even brought toys and treats for my cats !! Thanks so much

My car was delivered right to my house - it’s just what I asked for - Tom went out of his way to locate the vehicle I was interested in. No haggling at the dealership - everything was taken care of and signing paperwork online was easy. I’m very happy with the process and efficiency of Vantage. Tom even brought toys and treats for my cats !! Thanks so much

J Marie

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David always gets me the best deal, provides outstanding service and peace of mind the transaction is always done right. Don't go to the dealer, go to Vantage Auto Group and ask for David Goldstein-he's the guy!
David always gets me the best deal, provides outstanding service and peace of mind the transaction is always done right. Don't go to the dealer, go to Vantage Auto Group and ask for David Goldstein-he's the guy!

Bill Barkow

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I’ve always used brokers to get my car, It’s definitely much easier than going to the dealers and getting screwed over later.Brandon and his team were a great help In helping me find a car that suited my needs. Although I was a little skeptical, cause I’ve only done it one other time, but the process was quick and easy. I wanted to carbefore February, and Vantage Motor delivered, I mean actually delivered the car to my house.Only thing I had to do was decide which one I wanted. Will definitely be using them again for my next car!

I’ve always used brokers to get my car, It’s definitely much easier than going to the dealers and getting screwed over later.Brandon and his team were a great help In helping me find a car that suited my needs. Although I was a little skeptical, cause I’ve only done it one other time, but the process was quick and easy. I wanted to carbefore February, and Vantage Motor delivered, I mean actually delivered the car to my house.Only thing I had to do was decide which one I wanted. Will definitely be using them again for my next car!

Vincent Zecca

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The Best Hands Down!

The Best Hands Down!

Joseph Ilg

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Had a great smooth experience. Deborah Amster was amazing! Stress free and hassle free process. Told her what I was looking for and she found it that same day. Thank you for making this such an easy process.
Had a great smooth experience. Deborah Amster was amazing! Stress free and hassle free process. Told her what I was looking for and she found it that same day. Thank you for making this such an easy process.

Joshua Osegueda

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Such a wonderful experience with Sean and his team at Vantage Auto Group. Imagine not having to sit at a dealership for several hours. That alone is worth the 5 star review. Add to that how knowledgeable Sean is, how he actually wants to get you the best deal, and how little stress you'll experience throughout the entire process, and 5 stars just aren't enough. I would recommend Vantage Auto Group to anyone!

Such a wonderful experience with Sean and his team at Vantage Auto Group. Imagine not having to sit at a dealership for several hours. That alone is worth the 5 star review. Add to that how knowledgeable Sean is, how he actually wants to get you the best deal, and how little stress you'll experience throughout the entire process, and 5 stars just aren't enough. I would recommend Vantage Auto Group to anyone!

Lisa

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

The entire process from start to finish was handled with class

The entire process from start to finish was handled with class

Donald Blaine

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