A simple Answer TO yOUr Question
Do I need good credit to lease a car as a first-time buyer in NJ?
Most NJ lease approvals require a credit score of 680 or above. First-time buyers with limited credit history may face higher money factors or require a co-signer. Some brands — Ford, GM, Toyota — offer first-time buyer programs that provide better terms for those without an established credit history.
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The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
Smart move!
Download the guide below, plus we've sent a copy to your inbox.
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660+ Testimonials
What Our Customers Say
People come for the number. They stay for how easy we make it.
Easy to work with, responsive and made the whole experience worthwhile. I would recommend to anyone to go through Mark and the Vantage team
Easy to work with, responsive and made the whole experience worthwhile. I would recommend to anyone to go through Mark and the Vantage team
Brian Dorney
Angela Karkoska
From start to finish, purchasing my new Jeep was seamless and refreshingly honest. Every question was answered clearly with zero pressure, and I really appreciated the straight talk. An easy, smart decision all around.
From start to finish, purchasing my new Jeep was seamless and refreshingly honest. Every question was answered clearly with zero pressure, and I really appreciated the straight talk. An easy, smart decision all around.
Lisa Salzberg
David Goldstein and his team are great. He was always available and responsive whenever I voiced a concern. He was quick to answer questions, which was extremely helpful it making decisions as I did not need to wait long to connect with him. I highly recommend connecting with David the next time you are looking for a vehicle!
David Goldstein and his team are great. He was always available and responsive whenever I voiced a concern. He was quick to answer questions, which was extremely helpful it making decisions as I did not need to wait long to connect with him. I highly recommend connecting with David the next time you are looking for a vehicle!
Joseph Bestreich
David & Tommy made getting a new vehicle for my wife very easy and simple. Great customer service and they deliver the car right to your house. Great Experience and I highly recommend Vantage Auto Group.
David & Tommy made getting a new vehicle for my wife very easy and simple. Great customer service and they deliver the car right to your house. Great Experience and I highly recommend Vantage Auto Group.
Steve Barrios
Great customer service! Dave was very responsive and worked hard to find the car we were looking for. His pricing was unbeatable and the vehicle was delivered right to our driveway. There was a small issue with the vehicle from the manufacturer, but Dave and his team have been working hard to rectify it. Goes to show their service doesn’t disappear after delivery, and are committed to developing relationships and making longterm customers.
Great customer service! Dave was very responsive and worked hard to find the car we were looking for. His pricing was unbeatable and the vehicle was delivered right to our driveway. There was a small issue with the vehicle from the manufacturer, but Dave and his team have been working hard to rectify it. Goes to show their service doesn’t disappear after delivery, and are committed to developing relationships and making longterm customers.
Eric A
My wife and I have been working with Dave and Vantage Auto Group for over 5 years now, across 7 cars for our family, and the experience has been consistently outstanding. Dave is always professional, thorough, and a true advocate for his clients. His persistence and dedication make the process smooth and stress-free, and he takes the time to ensure every detail is handled with care.I’ve personally recommended Dave and Vantage to several friends, and they’ve had the same positive experience. His staff is punctual, cordial, and a pleasure to work with, bringing a level of service that goes far beyond what you’d expect from traditional, impersonal salespeople.Dave and his team truly take it to a new level. If you’re looking for a trusted partner in the car shopping process, I highly recommend Vantage Auto Group.
My wife and I have been working with Dave and Vantage Auto Group for over 5 years now, across 7 cars for our family, and the experience has been consistently outstanding. Dave is always professional, thorough, and a true advocate for his clients. His persistence and dedication make the process smooth and stress-free, and he takes the time to ensure every detail is handled with care.I’ve personally recommended Dave and Vantage to several friends, and they’ve had the same positive experience. His staff is punctual, cordial, and a pleasure to work with, bringing a level of service that goes far beyond what you’d expect from traditional, impersonal salespeople.Dave and his team truly take it to a new level. If you’re looking for a trusted partner in the car shopping process, I highly recommend Vantage Auto Group.
Gus Torres
MJ Cestone
Thank you Vantage Auto for getting me a good deal on an Odyssey! Shout out to Charlie who made this process painless and smooth from beginning to end. Totally beats having to go to the dealership.
Thank you Vantage Auto for getting me a good deal on an Odyssey! Shout out to Charlie who made this process painless and smooth from beginning to end. Totally beats having to go to the dealership.
Erick Punsal