A simple Answer TO yOUr Question
Does putting money down lower my lease payment?
Yes, a larger drive-off (down payment) reduces your monthly payment because it lowers the capitalized cost that gets spread across the lease term. However, putting money down on a lease carries risk: if the car is totaled or stolen early in the lease, you lose that down payment because insurance pays the leasing company, not you. Many advisors recommend keeping drive-off payments minimal and letting the monthly payment absorb the full cost.
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The Smart Buyer's Guide to Leasing vs. Buying in 2026
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✓ When to lease vs. buy
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✓ Tax benefits for business owners
✓ Current manufacturer incentives
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600+ Testimonials
What Our Customers Say
People come for the number. They stay for how easy we make it.
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We purchased a 2026 Volvo through the Vantage Group. From the first contact with David every interaction was done with the utmost professionalism. David kept us up to date during our search which involved several changes. I thoroughly recommend this group and will tell my friends to take advantage of David and his group.
We purchased a 2026 Volvo through the Vantage Group. From the first contact with David every interaction was done with the utmost professionalism. David kept us up to date during our search which involved several changes. I thoroughly recommend this group and will tell my friends to take advantage of David and his group.
don moscato
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Fantastic experience with Dave as always.
Fantastic experience with Dave as always.
Fil Mendes
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I had a great experience working with Sean at Vantage Auto Group. I wasn’t really looking forward to going through the car-buying process, but Sean made it incredibly easy. He found the exact car I wanted, got me a great deal, and had it delivered right to my driveway, without ever having to deal with a dealership. There was no pressure, no pushing, and no feeling that anyone was trying to take advantage. Everything was smooth, straightforward, and stress-free. I would absolutely recommend Vantage Auto Group to anyone who wants the car-buying experience to be easy and hassle-free.
I had a great experience working with Sean at Vantage Auto Group. I wasn’t really looking forward to going through the car-buying process, but Sean made it incredibly easy. He found the exact car I wanted, got me a great deal, and had it delivered right to my driveway, without ever having to deal with a dealership. There was no pressure, no pushing, and no feeling that anyone was trying to take advantage. Everything was smooth, straightforward, and stress-free. I would absolutely recommend Vantage Auto Group to anyone who wants the car-buying experience to be easy and hassle-free.
Neetu A
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alexandra monard
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“Easy and pain free.” Say that about anything and it’s positively notable. Say that about car shopping and it’s pleasantly surprising. Thanks to David, Sebastian and team for their soup to nuts support.
“Easy and pain free.” Say that about anything and it’s positively notable. Say that about car shopping and it’s pleasantly surprising. Thanks to David, Sebastian and team for their soup to nuts support.
Dan and Ting Riess
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Very easy, hassle free experience getting my new car. A pleasure to do business with, takes the stress away from a usually stressful task.
Very easy, hassle free experience getting my new car. A pleasure to do business with, takes the stress away from a usually stressful task.
Megan Mazzeo
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We just bought our 3rd car from Dave and his group. They make it so easy not having to go to a dealer, I wouldn't do it any other way. You tell them exactly what you want, they find it, get you a great deal and deliver it.....need I say more!!! Dave is a true professional.
We just bought our 3rd car from Dave and his group. They make it so easy not having to go to a dealer, I wouldn't do it any other way. You tell them exactly what you want, they find it, get you a great deal and deliver it.....need I say more!!! Dave is a true professional.
John Pepe
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Outstanding service and experience!Many thanks Sean for getting me a great deal and hassle-free experience. 👍👍
Outstanding service and experience!Many thanks Sean for getting me a great deal and hassle-free experience. 👍👍
Sinuhe Valle
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I had an outstanding experience leasing my car from Vantage Group. From start to finish, the process was seamless and stress-free. I wholeheartedly recommend them to anyone looking for a smooth and enjoyable car-buying experience!
I had an outstanding experience leasing my car from Vantage Group. From start to finish, the process was seamless and stress-free. I wholeheartedly recommend them to anyone looking for a smooth and enjoyable car-buying experience!
Stefanie Jurista