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What hidden costs should I include in my car budget?

Beyond the monthly payment, a realistic car budget should include: insurance (get a real quote before you commit to any vehicle), fuel cost based on your actual annual mileage and the vehicle's EPA rating, scheduled maintenance (oil changes, tire rotations, brake service), registration and annual fees (NJ charges annual registration fees that vary by vehicle weight and value), and in the case of a lease, gap coverage and any required excess wear insurance. First-time car owners often underestimate insurance by 40-60% because they get a quote for a different vehicle or do not factor in their specific driver profile and zip code.

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Value Tracking

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No credit impact, view Get personalized insights on your car’s value, so you can time your next car with the most savings.real payments while shopping.

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Testimonials

What Our Customers Say

People come for the number. They stay for how easy we make it.

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I've loved working with Vantage for my last two cars. It's so much better than having to go to multiple dealerships and haggle to get the right make, model and price you're looking for. Their customer service and quick turnaround to getting a car delivered to your door is incredible. Highly recommend them for your car shopping needs!!

I've loved working with Vantage for my last two cars. It's so much better than having to go to multiple dealerships and haggle to get the right make, model and price you're looking for. Their customer service and quick turnaround to getting a car delivered to your door is incredible. Highly recommend them for your car shopping needs!!

Scott Wolinsky

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From start to finish, purchasing my new Jeep was seamless and refreshingly honest. Every question was answered clearly with zero pressure, and I really appreciated the straight talk. An easy, smart decision all around.

From start to finish, purchasing my new Jeep was seamless and refreshingly honest. Every question was answered clearly with zero pressure, and I really appreciated the straight talk. An easy, smart decision all around.

Lisa Salzberg

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Not only did they negotiate the absolute best prices for us for two vehicles, they were also very thorough and very quick with response time. Delivered the vehicles to our house and made the process very hassle free. I will never buy a car at a dealer again
Not only did they negotiate the absolute best prices for us for two vehicles, they were also very thorough and very quick with response time. Delivered the vehicles to our house and made the process very hassle free. I will never buy a car at a dealer again

Joe Piazza

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Denis Lipari

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Leased a brand new VW Tiguan for my daughter’s 17th birthday. Great pricing! Excellent service! No problem. Will recommend and come back when lease expires. Great job!

Leased a brand new VW Tiguan for my daughter’s 17th birthday. Great pricing! Excellent service! No problem. Will recommend and come back when lease expires. Great job!

Robert Kogan

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Very easy, hassle free experience getting my new car. A pleasure to do business with, takes the stress away from a usually stressful task.

Very easy, hassle free experience getting my new car. A pleasure to do business with, takes the stress away from a usually stressful task.

Megan Mazzeo

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Sean and the team from Vantage Auto made the car buying seamless.
Sean and the team from Vantage Auto made the car buying seamless.

MJ Cestone

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First-rate experience with Dave and the team at Vantage. We had several conversations walking through multiple options until we found the perfect fit for my wife. They were incredibly efficient, responsive, and provided true white-glove service.
First-rate experience with Dave and the team at Vantage. We had several conversations walking through multiple options until we found the perfect fit for my wife. They were incredibly efficient, responsive, and provided true white-glove service.

Zach Messing

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Prompt, courteous, helpful, thorough. Highly recommended.
Prompt, courteous, helpful, thorough. Highly recommended.

Mitchel Bayer

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