A simple Answer TO yOUr Question
What hidden costs should I include in my car budget?
Beyond the monthly payment, a realistic car budget should include: insurance (get a real quote before you commit to any vehicle), fuel cost based on your actual annual mileage and the vehicle's EPA rating, scheduled maintenance (oil changes, tire rotations, brake service), registration and annual fees (NJ charges annual registration fees that vary by vehicle weight and value), and in the case of a lease, gap coverage and any required excess wear insurance. First-time car owners often underestimate insurance by 40-60% because they get a quote for a different vehicle or do not factor in their specific driver profile and zip code.
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The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
Smart move!
Download the guide below, plus we've sent a copy to your inbox.
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600+ Testimonials
What Our Customers Say
People come for the number. They stay for how easy we make it.
Angela Karkoska
Our experience with Vantage was extraordinary. Unexpectedly we found ourselves in a panic when our car just stopped and it was clear to us that we needed a new car! Our son recommended Mark Viegas and from start to finish, each step was seamless. Every person we encountered was professional , knowledgeable and excellent at their job. We were able to sell our original car and purchase a new car without any stress. We highly recommend Vantage Auto Group, Many Thanks for making this experience such a positive one Brad was also a pleasure to work with making sure the delivery was seamless
Our experience with Vantage was extraordinary. Unexpectedly we found ourselves in a panic when our car just stopped and it was clear to us that we needed a new car! Our son recommended Mark Viegas and from start to finish, each step was seamless. Every person we encountered was professional , knowledgeable and excellent at their job. We were able to sell our original car and purchase a new car without any stress. We highly recommend Vantage Auto Group, Many Thanks for making this experience such a positive one Brad was also a pleasure to work with making sure the delivery was seamless
Maureen Dorney
Great service! Sean worked with me over a couple of weeks to get a car that fit my budget and that I love. They delivered the car right to my house with a full tank of gas, signed some paper work and I was done. 100% would recommend.
Great service! Sean worked with me over a couple of weeks to get a car that fit my budget and that I love. They delivered the car right to my house with a full tank of gas, signed some paper work and I was done. 100% would recommend.
Peter Foltz
Very easy, hassle free experience getting my new car. A pleasure to do business with, takes the stress away from a usually stressful task.
Very easy, hassle free experience getting my new car. A pleasure to do business with, takes the stress away from a usually stressful task.
Megan Mazzeo
David made a seamless transaction without the hassle of going to the dealer. Located the truck I wanted and delivered it on time. Signed the paperwork which took 5 minutes and the professionism was top notch. It's rare these days that you get someone who's responsive and didn't put you through an automated response. Answered all my questions promptly and made sure I received the truck I was looking for.....Was a pleasure!
David made a seamless transaction without the hassle of going to the dealer. Located the truck I wanted and delivered it on time. Signed the paperwork which took 5 minutes and the professionism was top notch. It's rare these days that you get someone who's responsive and didn't put you through an automated response. Answered all my questions promptly and made sure I received the truck I was looking for.....Was a pleasure!
Brian Lopazanski
Leased a brand new VW Tiguan for my daughter’s 17th birthday. Great pricing! Excellent service! No problem. Will recommend and come back when lease expires. Great job!
Leased a brand new VW Tiguan for my daughter’s 17th birthday. Great pricing! Excellent service! No problem. Will recommend and come back when lease expires. Great job!
Robert Kogan
We had some unfortunate events with 2 cars, Vantage made it all the difference in getting us back to normal. They were extremely easy to work with, amazing service and attention to detail, and made buying a car a fantastic experience.
We had some unfortunate events with 2 cars, Vantage made it all the difference in getting us back to normal. They were extremely easy to work with, amazing service and attention to detail, and made buying a car a fantastic experience.
Sameer Joglekar
Vantage Auto Group is the most efficient and professional group to get a car from.David, my contact was very professional and a pleasure to deal with
Vantage Auto Group is the most efficient and professional group to get a car from.David, my contact was very professional and a pleasure to deal with
Joe Bouton
Had the absolute smoothest and informative process working with David. He got me an excellent price well within was I was hoping spend after a dealer quoted me WAY more. Appreciate him and his team so much for making this process not stressful at all. Anyone looking to buy a car, use Vantage!!
Had the absolute smoothest and informative process working with David. He got me an excellent price well within was I was hoping spend after a dealer quoted me WAY more. Appreciate him and his team so much for making this process not stressful at all. Anyone looking to buy a car, use Vantage!!
Corinne Antonelli