What luxury cars can I lease for under $500 a month in 2026?

Several legitimate luxury options land under $500 per month in 2026 with little or nothing due at signing, depending on timing and dealer incentives. Volvo models (XC40, S60) frequently have aggressive lease deals because Volvo uses leasing as a primary sales driver. The Genesis G70 and G80 also regularly land in this range and offer near-luxury or true luxury feel at prices that undercut German competitors. BMW and Mercedes deals can occasionally hit the $450-$499 range on entry-level trims when manufacturer incentives are strong, typically at month-end or quarter-end.