A simple Answer TO yOUr Question
Should I put money down on a lease?
Controversial advice: $0 down or very little (just first payment + fees). Here's why: if the car is totaled or stolen in month 2, insurance pays the leasing company, but your down payment is gone. GAP insurance doesn't refund down payments. Never put $3K-5K down on a lease.
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The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
Smart move!
Download the guide below, plus we've sent a copy to your inbox.
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Testimonials
What Our Customers Say
People come for the number. They stay for how easy we make it.
My wife and I recently moved from the city and needed a car but didn’t know where to start. At first we tried online, but it was honestly a little overwhelming. I reached out to a local friend for leads, and he pointed me to Vantage. I hopped on a call with Sean after work and gave him a rough outline for what we were looking for. I’m not a car guy, so it was basically: “I need something safe, reliable, and not falling apart.” Sean very much IS a car guy, and he took it from there. After going over our budget, he recommended a couple options, as well as compelling reasons to lease instead of buying used as we had planned. The next morning we went back and forth via text to hash out the details, and then that afternoon a beautiful brand new car within our budget rolled into our driveway. I signed some paperwork with his team, and that was that. Literally less than 24 hours after the initial phone call, I was all set. It was easier than 99% of all my other projects that go into moving to the burbs. The whole experience was extremely communicative and chill. And on top of everything else…I straight up love this car. I fear I’m a car guy now. Thanks, Vantage.
My wife and I recently moved from the city and needed a car but didn’t know where to start. At first we tried online, but it was honestly a little overwhelming. I reached out to a local friend for leads, and he pointed me to Vantage. I hopped on a call with Sean after work and gave him a rough outline for what we were looking for. I’m not a car guy, so it was basically: “I need something safe, reliable, and not falling apart.” Sean very much IS a car guy, and he took it from there. After going over our budget, he recommended a couple options, as well as compelling reasons to lease instead of buying used as we had planned. The next morning we went back and forth via text to hash out the details, and then that afternoon a beautiful brand new car within our budget rolled into our driveway. I signed some paperwork with his team, and that was that. Literally less than 24 hours after the initial phone call, I was all set. It was easier than 99% of all my other projects that go into moving to the burbs. The whole experience was extremely communicative and chill. And on top of everything else…I straight up love this car. I fear I’m a car guy now. Thanks, Vantage.
Stephen Gumbrecht
It was a “fun” way to make a car purchase. Mark V. and the whole team were responsive, informative, and very friendly! Can’t wait to purchase the next one!! (😬🤪) Thank you!! Ulla & Bill
It was a “fun” way to make a car purchase. Mark V. and the whole team were responsive, informative, and very friendly! Can’t wait to purchase the next one!! (😬🤪) Thank you!! Ulla & Bill
W Shuler
Working with Vantage Auto Group was a real pleasure. They made the leasing process easy, without any of the normal stress of going to and dealing with the dealership. This is my second time working with Dave and his staff and it was as smooth the second time as it was with the first lease.
Working with Vantage Auto Group was a real pleasure. They made the leasing process easy, without any of the normal stress of going to and dealing with the dealership. This is my second time working with Dave and his staff and it was as smooth the second time as it was with the first lease.
William Jenkins
Sean was very professional and helpful. Highly recommended
Sean was very professional and helpful. Highly recommended
Syed Husain
Sean was amazing to work with! Getting a new car was so quick and easy. I never thought it would be so painless. I am thrilled with my new car and it's all thanks to Sean!
Sean was amazing to work with! Getting a new car was so quick and easy. I never thought it would be so painless. I am thrilled with my new car and it's all thanks to Sean!
Sara Lombardo
Marc Pollak
Lauren Augustine
Sean and the Vantage team made leasing a new car an easy experience. Would definitely recommend.
Sean and the Vantage team made leasing a new car an easy experience. Would definitely recommend.
Kevin Brotspies
I just leased a new car with them yesterday and it was a fantastic and easy experience. Charlie was incredibly helpful and thorough. I had the car delivered 24 hours after my first conversation with Charlie! I'll never visit a dealer again. I highly recommend Vantage Auto Group
I just leased a new car with them yesterday and it was a fantastic and easy experience. Charlie was incredibly helpful and thorough. I had the car delivered 24 hours after my first conversation with Charlie! I'll never visit a dealer again. I highly recommend Vantage Auto Group
Tony Perez