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Is it better to wait or sell now when I have negative equity?

It depends on how quickly the gap will close. Cars depreciate fastest in the first few years, so waiting may not help much on a newer vehicle. However, if you are close to a point where your loan balance and market value align, continuing to make payments for a few months might make sense. Run the numbers before deciding, and factor in any upcoming repairs that could reduce the car's value further.

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The Smart Buyer's Guide to Leasing vs. Buying in 2026

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✓ When to lease vs. buy
✓ Hidden fees to watch for
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✓ Current manufacturer incentives

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What Our Customers Say

People come for the number. They stay for how easy we make it.

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I’ve had multiple transactions with this dealership and every experience has been excellent. The team is professional, responsive, and consistently follows through on everything they promise. From the initial conversation to delivery and post-sale support, the process has always been smooth and transparent. It’s clear they value long-term relationships, not just one-time sales. I will continue to come back because I trust them
I’ve had multiple transactions with this dealership and every experience has been excellent. The team is professional, responsive, and consistently follows through on everything they promise. From the initial conversation to delivery and post-sale support, the process has always been smooth and transparent. It’s clear they value long-term relationships, not just one-time sales. I will continue to come back because I trust them

Mike Liloia

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Vantage was top notch. Not only did they take care of my car perfectly they also delivered it to me without having to even ask!! I’ll def be using them for all my car needs moving forward!!!
Vantage was top notch. Not only did they take care of my car perfectly they also delivered it to me without having to even ask!! I’ll def be using them for all my car needs moving forward!!!

Josh Baker

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My car leasing experience with Vantage was fantastic. Sean took an overwhelming decision and process and made it so easy. He was available morning, noon, and night as well as weekends. He never pressured me and simply gave me facts and possibilities and recommendations. The experience was really amazing from the start and I’m extremely grateful for his help in making the car leasing process manageable. I would recommend him to anyone and everyone looking to buy or lease a car. Sarah

My car leasing experience with Vantage was fantastic. Sean took an overwhelming decision and process and made it so easy. He was available morning, noon, and night as well as weekends. He never pressured me and simply gave me facts and possibilities and recommendations. The experience was really amazing from the start and I’m extremely grateful for his help in making the car leasing process manageable. I would recommend him to anyone and everyone looking to buy or lease a car. Sarah

Sarah Lieberman

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Vantage Auto Group is the most efficient and professional group to get a car from.David, my contact was very professional and a pleasure to deal with

Vantage Auto Group is the most efficient and professional group to get a car from.David, my contact was very professional and a pleasure to deal with

Joe Bouton

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Mark Viegas is an absolute lifesaver. I truly don’t have the words to express how grateful my husband and I are for such an incredible experience - and such a quick turnaround. After my daughters and I were in a very serious car accident early last week, I knew getting a new vehicle would be overwhelming and stressful.Enter Mark Viegas at Vantage Auto Group. From start to finish, he made the entire process unbelievably simple. We shared exactly what we were looking for, and within 48 hours a brand-new car was delivered straight to our driveway.The days of walking into dealerships and negotiating prices are long gone. I will never go back - and neither should you! If you’re in the market for a new car, I can’t recommend Mark enough - reach out to him. I promise you won’t be disappointed.

Mark Viegas is an absolute lifesaver. I truly don’t have the words to express how grateful my husband and I are for such an incredible experience - and such a quick turnaround. After my daughters and I were in a very serious car accident early last week, I knew getting a new vehicle would be overwhelming and stressful.Enter Mark Viegas at Vantage Auto Group. From start to finish, he made the entire process unbelievably simple. We shared exactly what we were looking for, and within 48 hours a brand-new car was delivered straight to our driveway.The days of walking into dealerships and negotiating prices are long gone. I will never go back - and neither should you! If you’re in the market for a new car, I can’t recommend Mark enough - reach out to him. I promise you won’t be disappointed.

Laura Collins

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From start to finish, purchasing my new Jeep was seamless and refreshingly honest. Every question was answered clearly with zero pressure, and I really appreciated the straight talk. An easy, smart decision all around.
From start to finish, purchasing my new Jeep was seamless and refreshingly honest. Every question was answered clearly with zero pressure, and I really appreciated the straight talk. An easy, smart decision all around.

Lisa Salzberg

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I’ve always used brokers to get my car, It’s definitely much easier than going to the dealers and getting screwed over later.Brandon and his team were a great help In helping me find a car that suited my needs. Although I was a little skeptical, cause I’ve only done it one other time, but the process was quick and easy. I wanted to carbefore February, and Vantage Motor delivered, I mean actually delivered the car to my house.Only thing I had to do was decide which one I wanted. Will definitely be using them again for my next car!

I’ve always used brokers to get my car, It’s definitely much easier than going to the dealers and getting screwed over later.Brandon and his team were a great help In helping me find a car that suited my needs. Although I was a little skeptical, cause I’ve only done it one other time, but the process was quick and easy. I wanted to carbefore February, and Vantage Motor delivered, I mean actually delivered the car to my house.Only thing I had to do was decide which one I wanted. Will definitely be using them again for my next car!

Vincent Zecca

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
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/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

My wife and I recently moved from the city and needed a car but didn’t know where to start. At first we tried online, but it was honestly a little overwhelming. I reached out to a local friend for leads, and he pointed me to Vantage. I hopped on a call with Sean after work and gave him a rough outline for what we were looking for. I’m not a car guy, so it was basically: “I need something safe, reliable, and not falling apart.” Sean very much IS a car guy, and he took it from there. After going over our budget, he recommended a couple options, as well as compelling reasons to lease instead of buying used as we had planned. The next morning we went back and forth via text to hash out the details, and then that afternoon a beautiful brand new car within our budget rolled into our driveway. I signed some paperwork with his team, and that was that. Literally less than 24 hours after the initial phone call, I was all set. It was easier than 99% of all my other projects that go into moving to the burbs. The whole experience was extremely communicative and chill. And on top of everything else…I straight up love this car. I fear I’m a car guy now. Thanks, Vantage.

My wife and I recently moved from the city and needed a car but didn’t know where to start. At first we tried online, but it was honestly a little overwhelming. I reached out to a local friend for leads, and he pointed me to Vantage. I hopped on a call with Sean after work and gave him a rough outline for what we were looking for. I’m not a car guy, so it was basically: “I need something safe, reliable, and not falling apart.” Sean very much IS a car guy, and he took it from there. After going over our budget, he recommended a couple options, as well as compelling reasons to lease instead of buying used as we had planned. The next morning we went back and forth via text to hash out the details, and then that afternoon a beautiful brand new car within our budget rolled into our driveway. I signed some paperwork with his team, and that was that. Literally less than 24 hours after the initial phone call, I was all set. It was easier than 99% of all my other projects that go into moving to the burbs. The whole experience was extremely communicative and chill. And on top of everything else…I straight up love this car. I fear I’m a car guy now. Thanks, Vantage.

Stephen Gumbrecht

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AS LOW AS
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/MO
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Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Best car buying experience however the people were more than gracious, polite, timely, and Health with every single detail of the lease experience. I cannot recommend them enough.

Best car buying experience however the people were more than gracious, polite, timely, and Health with every single detail of the lease experience. I cannot recommend them enough.

d morgan

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