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What credit score is considered bad for a car loan?

Most traditional lenders consider scores below 620 to be subprime. Scores between 620 and 660 are near-prime and may qualify for standard loans at higher rates. Vantage works with a range of lenders and can advise on what is realistically available for your specific score and history.

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The Smart Buyer's Guide to Leasing vs. Buying in 2026

Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives

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Affordable Cars Available Now

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Delivery by Monday

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Value Tracking

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No credit impact, view Get personalized insights on your car’s value, so you can time your next car with the most savings.real payments while shopping.

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Effortless to buy and personalized to you, with coverage deals with Vantage.

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Testimonials

What Our Customers Say

People come for the number. They stay for how easy we make it.

Read About Their Experience
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Charlie is the man! We’re so happy with our experience. Charlie went above and beyond to make sure we got exactly what we wanted... a 2025 black on black stick Jeep that’s absolutely perfect. He put in the extra effort to get the deal done and made the whole process smooth from start to finish. You can tell he genuinely cares about his customers. Highly recommend Charlie and the team if you want someone who’ll really go to bat for you.

Charlie is the man! We’re so happy with our experience. Charlie went above and beyond to make sure we got exactly what we wanted... a 2025 black on black stick Jeep that’s absolutely perfect. He put in the extra effort to get the deal done and made the whole process smooth from start to finish. You can tell he genuinely cares about his customers. Highly recommend Charlie and the team if you want someone who’ll really go to bat for you.

Anthony Sicoli

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I had an amazing experience working with Mark Viegas! He helped me get a leased vehicle without ever having to step foot in a dealership. Mark handled all the negotiations, worked within my down payment and monthly budget, and made the entire process stress-free. The best part — he even had the car delivered right to my home! I couldn’t be happier with how smooth and easy everything was. Highly recommend Mark if you want a professional who truly takes care of everything from start to finish.

I had an amazing experience working with Mark Viegas! He helped me get a leased vehicle without ever having to step foot in a dealership. Mark handled all the negotiations, worked within my down payment and monthly budget, and made the entire process stress-free. The best part — he even had the car delivered right to my home! I couldn’t be happier with how smooth and easy everything was. Highly recommend Mark if you want a professional who truly takes care of everything from start to finish.

Jessica

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Incredibly easy to buy a car. We found the one we want. All arrangements made on the phone. The car was seamlessly delivered to our house. Very smooth process!!

Incredibly easy to buy a car. We found the one we want. All arrangements made on the phone. The car was seamlessly delivered to our house. Very smooth process!!

Todd Krell

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
Sean and the team from Vantage Auto made the car buying seamless.
Sean and the team from Vantage Auto made the car buying seamless.

MJ Cestone

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
Vantage auto group made the car buying process simple and painless!
Vantage auto group made the car buying process simple and painless!

Lauren Nissenblatt

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Mark Viegas is an absolute lifesaver. I truly don’t have the words to express how grateful my husband and I are for such an incredible experience - and such a quick turnaround. After my daughters and I were in a very serious car accident early last week, I knew getting a new vehicle would be overwhelming and stressful.Enter Mark Viegas at Vantage Auto Group. From start to finish, he made the entire process unbelievably simple. We shared exactly what we were looking for, and within 48 hours a brand-new car was delivered straight to our driveway.The days of walking into dealerships and negotiating prices are long gone. I will never go back - and neither should you! If you’re in the market for a new car, I can’t recommend Mark enough - reach out to him. I promise you won’t be disappointed.

Mark Viegas is an absolute lifesaver. I truly don’t have the words to express how grateful my husband and I are for such an incredible experience - and such a quick turnaround. After my daughters and I were in a very serious car accident early last week, I knew getting a new vehicle would be overwhelming and stressful.Enter Mark Viegas at Vantage Auto Group. From start to finish, he made the entire process unbelievably simple. We shared exactly what we were looking for, and within 48 hours a brand-new car was delivered straight to our driveway.The days of walking into dealerships and negotiating prices are long gone. I will never go back - and neither should you! If you’re in the market for a new car, I can’t recommend Mark enough - reach out to him. I promise you won’t be disappointed.

Laura Collins

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
Vantage auto group hands down made my first experience with a leasing company super easy.I had gave David a few. Vehicles I was interested in and he hooked me up with infiniti with I great monthly payment and basically just paid the taxes if anyone need to lease a vehicle reach out to David and his team . .
Vantage auto group hands down made my first experience with a leasing company super easy.I had gave David a few. Vehicles I was interested in and he hooked me up with infiniti with I great monthly payment and basically just paid the taxes if anyone need to lease a vehicle reach out to David and his team . .

john vitale

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

I've loved working with Vantage for my last two cars. It's so much better than having to go to multiple dealerships and haggle to get the right make, model and price you're looking for. Their customer service and quick turnaround to getting a car delivered to your door is incredible. Highly recommend them for your car shopping needs!!

I've loved working with Vantage for my last two cars. It's so much better than having to go to multiple dealerships and haggle to get the right make, model and price you're looking for. Their customer service and quick turnaround to getting a car delivered to your door is incredible. Highly recommend them for your car shopping needs!!

Scott Wolinsky

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

My car was delivered right to my house - it’s just what I asked for - Tom went out of his way to locate the vehicle I was interested in. No haggling at the dealership - everything was taken care of and signing paperwork online was easy. I’m very happy with the process and efficiency of Vantage. Tom even brought toys and treats for my cats !! Thanks so much

My car was delivered right to my house - it’s just what I asked for - Tom went out of his way to locate the vehicle I was interested in. No haggling at the dealership - everything was taken care of and signing paperwork online was easy. I’m very happy with the process and efficiency of Vantage. Tom even brought toys and treats for my cats !! Thanks so much

J Marie

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