A simple Answer TO yOUr Question
What credit score is considered bad for a car loan?
Most traditional lenders consider scores below 620 to be subprime. Scores between 620 and 660 are near-prime and may qualify for standard loans at higher rates. Vantage works with a range of lenders and can advise on what is realistically available for your specific score and history.
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The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
Smart move!
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660+ Testimonials
What Our Customers Say
People come for the number. They stay for how easy we make it.
Angela DiMarco
Another five star experience!!! This is the 3rd car I’ve purchased through David and the crew at Vantage. No hassle, no bait and switch, no high pressure sales tactics or incessant follow up phone calls like with a traditional dealership. A few phone conversations with David, and he finds the car you want, with the trim package you want, at the best possible price. Delivery is convenient and the crew are always the constant professionals, taking the time to go over vehicle features and getting you setup to go…. Cant say enough.
Another five star experience!!! This is the 3rd car I’ve purchased through David and the crew at Vantage. No hassle, no bait and switch, no high pressure sales tactics or incessant follow up phone calls like with a traditional dealership. A few phone conversations with David, and he finds the car you want, with the trim package you want, at the best possible price. Delivery is convenient and the crew are always the constant professionals, taking the time to go over vehicle features and getting you setup to go…. Cant say enough.
Rob Ellmyer
process could not have been easier, everyone should get their car this way - save yourself time and money and the team is great!
process could not have been easier, everyone should get their car this way - save yourself time and money and the team is great!
Jamie Tanker
I had an amazing experience working with Mark Viegas! He helped me get a leased vehicle without ever having to step foot in a dealership. Mark handled all the negotiations, worked within my down payment and monthly budget, and made the entire process stress-free. The best part — he even had the car delivered right to my home! I couldn’t be happier with how smooth and easy everything was. Highly recommend Mark if you want a professional who truly takes care of everything from start to finish.
I had an amazing experience working with Mark Viegas! He helped me get a leased vehicle without ever having to step foot in a dealership. Mark handled all the negotiations, worked within my down payment and monthly budget, and made the entire process stress-free. The best part — he even had the car delivered right to my home! I couldn’t be happier with how smooth and easy everything was. Highly recommend Mark if you want a professional who truly takes care of everything from start to finish.
Jessica
Lauren Nissenblatt
Julie radice
Sean was very professional and helpful. Highly recommended
Sean was very professional and helpful. Highly recommended
Syed Husain
Rita Gutman
Great working with Mark and the whole Vantage team
Great working with Mark and the whole Vantage team
Patrick Ryan