A simple Answer TO yOUr Question
What fees are included in a lease payment?
A lease payment typically includes the depreciation charge (the largest component), the finance charge (based on the money factor), and sales tax (in most states, taxed monthly on the payment rather than on the full vehicle price). It does not include insurance, maintenance, or registration renewal. Some leases also roll in an acquisition fee (typically $500-$1,000) charged by the leasing company at origination. Always ask for a full payment breakdown before signing.
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The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
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What Our Customers Say
People come for the number. They stay for how easy we make it.
David and his team were excellent to work with! They were able to get me an incredible deal and walked me through each step of the process. Everything was transparent and efficient. I will come back for all future auto needs!!
David and his team were excellent to work with! They were able to get me an incredible deal and walked me through each step of the process. Everything was transparent and efficient. I will come back for all future auto needs!!
Sandeep Rajpal
Amanda Rodrigues
David Bloomberg
It was a “fun” way to make a car purchase. Mark V. and the whole team were responsive, informative, and very friendly! Can’t wait to purchase the next one!! (😬🤪) Thank you!! Ulla & Bill
It was a “fun” way to make a car purchase. Mark V. and the whole team were responsive, informative, and very friendly! Can’t wait to purchase the next one!! (😬🤪) Thank you!! Ulla & Bill
W Shuler
Todd Hergenhan
The experience with Vantage Auto Group was everything I had hoped for and more. Elka was very responsive, knowledgeable regarding all of my questions and she helped guide me into the car that I wanted. She was a pleasure to work with. I was able to get out a previous lease early & reduce my monthly payment for a car I preferred to be driving. The drop off process to my house was seamless & Niko who dropped off the car was professional, courteous & also answered all the questions I had. I would recommend them to all my friends & family.
The experience with Vantage Auto Group was everything I had hoped for and more. Elka was very responsive, knowledgeable regarding all of my questions and she helped guide me into the car that I wanted. She was a pleasure to work with. I was able to get out a previous lease early & reduce my monthly payment for a car I preferred to be driving. The drop off process to my house was seamless & Niko who dropped off the car was professional, courteous & also answered all the questions I had. I would recommend them to all my friends & family.
David Degenhardt
Stellar service! Found me the car i wanted in 20 minutes and delivered it the next day. David was unbelievably responsive and helpful. The only way to buy a car!
Stellar service! Found me the car i wanted in 20 minutes and delivered it the next day. David was unbelievably responsive and helpful. The only way to buy a car!
Donna N
From start to finish, purchasing my new Jeep was seamless and refreshingly honest. Every question was answered clearly with zero pressure, and I really appreciated the straight talk. An easy, smart decision all around.
From start to finish, purchasing my new Jeep was seamless and refreshingly honest. Every question was answered clearly with zero pressure, and I really appreciated the straight talk. An easy, smart decision all around.
Lisa Salzberg
Jeremy J