A simple Answer TO yOUr Question
What is a marked-up money factor and how does it cost me money?
Dealers are allowed to mark up the money factor from the manufacturer's base rate, and they keep the additional interest as profit. On a $40,000 vehicle leased for 36 months, a money factor markup of just 0.0005 can cost you $200 to $500 over the lease term without you realizing it.
📥 FREE DOWNLOAD
The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
Smart move!
Download the guide below, plus we've sent a copy to your inbox.
Affordable Cars Available Now
Value Tracking
No credit impact, view Get personalized insights on your car’s value, so you can time your next car with the most savings.real payments while shopping.
Insurance Coverage
Effortless to buy and personalized to you, with coverage deals with Vantage.
673
Testimonials
What Our Customers Say
People come for the number. They stay for how easy we make it.
Had the absolute smoothest and informative process working with David. He got me an excellent price well within was I was hoping spend after a dealer quoted me WAY more. Appreciate him and his team so much for making this process not stressful at all. Anyone looking to buy a car, use Vantage!!
Had the absolute smoothest and informative process working with David. He got me an excellent price well within was I was hoping spend after a dealer quoted me WAY more. Appreciate him and his team so much for making this process not stressful at all. Anyone looking to buy a car, use Vantage!!
Corinne Antonelli
Fantastic services! I highly recommend them. They make purchasing and leasing cars so easy! This is my third transaction and will continue to use this service.
Fantastic services! I highly recommend them. They make purchasing and leasing cars so easy! This is my third transaction and will continue to use this service.
sharon Gallagher
My wife and I have been working with Dave and Vantage Auto Group for over 5 years now, across 7 cars for our family, and the experience has been consistently outstanding. Dave is always professional, thorough, and a true advocate for his clients. His persistence and dedication make the process smooth and stress-free, and he takes the time to ensure every detail is handled with care.I’ve personally recommended Dave and Vantage to several friends, and they’ve had the same positive experience. His staff is punctual, cordial, and a pleasure to work with, bringing a level of service that goes far beyond what you’d expect from traditional, impersonal salespeople.Dave and his team truly take it to a new level. If you’re looking for a trusted partner in the car shopping process, I highly recommend Vantage Auto Group.
My wife and I have been working with Dave and Vantage Auto Group for over 5 years now, across 7 cars for our family, and the experience has been consistently outstanding. Dave is always professional, thorough, and a true advocate for his clients. His persistence and dedication make the process smooth and stress-free, and he takes the time to ensure every detail is handled with care.I’ve personally recommended Dave and Vantage to several friends, and they’ve had the same positive experience. His staff is punctual, cordial, and a pleasure to work with, bringing a level of service that goes far beyond what you’d expect from traditional, impersonal salespeople.Dave and his team truly take it to a new level. If you’re looking for a trusted partner in the car shopping process, I highly recommend Vantage Auto Group.
Gus Torres
Great experience from start to finish with the team. Made the process very easy and worked with us through the whole process, answering any and all questions. And actually returned all phone calls and texts. Ended up with the car we wanted at the price we wanted.
Great experience from start to finish with the team. Made the process very easy and worked with us through the whole process, answering any and all questions. And actually returned all phone calls and texts. Ended up with the car we wanted at the price we wanted.
Jeremy Golden
Such a wonderful experience with Sean and his team at Vantage Auto Group. Imagine not having to sit at a dealership for several hours. That alone is worth the 5 star review. Add to that how knowledgeable Sean is, how he actually wants to get you the best deal, and how little stress you'll experience throughout the entire process, and 5 stars just aren't enough. I would recommend Vantage Auto Group to anyone!
Such a wonderful experience with Sean and his team at Vantage Auto Group. Imagine not having to sit at a dealership for several hours. That alone is worth the 5 star review. Add to that how knowledgeable Sean is, how he actually wants to get you the best deal, and how little stress you'll experience throughout the entire process, and 5 stars just aren't enough. I would recommend Vantage Auto Group to anyone!
Lisa
David Goldstein and his team are great. He was always available and responsive whenever I voiced a concern. He was quick to answer questions, which was extremely helpful it making decisions as I did not need to wait long to connect with him. I highly recommend connecting with David the next time you are looking for a vehicle!
David Goldstein and his team are great. He was always available and responsive whenever I voiced a concern. He was quick to answer questions, which was extremely helpful it making decisions as I did not need to wait long to connect with him. I highly recommend connecting with David the next time you are looking for a vehicle!
Joseph Bestreich
Josh Miller
Mary Morris
Thank you Vantage Auto for getting me a good deal on an Odyssey! Shout out to Charlie who made this process painless and smooth from beginning to end. Totally beats having to go to the dealership.
Thank you Vantage Auto for getting me a good deal on an Odyssey! Shout out to Charlie who made this process painless and smooth from beginning to end. Totally beats having to go to the dealership.
Erick Punsal