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What is a marked-up money factor and how does it cost me money?

Dealers are allowed to mark up the money factor from the manufacturer's base rate, and they keep the additional interest as profit. On a $40,000 vehicle leased for 36 months, a money factor markup of just 0.0005 can cost you $200 to $500 over the lease term without you realizing it.

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Mark Viegas is an absolute lifesaver. I truly don’t have the words to express how grateful my husband and I are for such an incredible experience - and such a quick turnaround. After my daughters and I were in a very serious car accident early last week, I knew getting a new vehicle would be overwhelming and stressful.Enter Mark Viegas at Vantage Auto Group. From start to finish, he made the entire process unbelievably simple. We shared exactly what we were looking for, and within 48 hours a brand-new car was delivered straight to our driveway.The days of walking into dealerships and negotiating prices are long gone. I will never go back - and neither should you! If you’re in the market for a new car, I can’t recommend Mark enough - reach out to him. I promise you won’t be disappointed.

Mark Viegas is an absolute lifesaver. I truly don’t have the words to express how grateful my husband and I are for such an incredible experience - and such a quick turnaround. After my daughters and I were in a very serious car accident early last week, I knew getting a new vehicle would be overwhelming and stressful.Enter Mark Viegas at Vantage Auto Group. From start to finish, he made the entire process unbelievably simple. We shared exactly what we were looking for, and within 48 hours a brand-new car was delivered straight to our driveway.The days of walking into dealerships and negotiating prices are long gone. I will never go back - and neither should you! If you’re in the market for a new car, I can’t recommend Mark enough - reach out to him. I promise you won’t be disappointed.

Laura Collins

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Very nice company. They helped me find the vehicle I wanted and helped sell my old car as well. Everyone in the company is great and very helpful explaining all the steps involved. Would highly recommend using them.

Very nice company. They helped me find the vehicle I wanted and helped sell my old car as well. Everyone in the company is great and very helpful explaining all the steps involved. Would highly recommend using them.

DreadBasil

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From start to finish, my experience was amazing. From first inquiring about cars and explaining the price range I wanted to stay within, everything was smooth, easy, and completely hassle-free. David was great throughout the entire process — knowledgeable, patient, and genuinely helpful without making me feel pressured. He made getting a car honestly one of the best experiences I’ve had. I truly appreciated how simple and stress-free he made everything. Highly recommend working with David if you’re looking for a great car-buying experience!
From start to finish, my experience was amazing. From first inquiring about cars and explaining the price range I wanted to stay within, everything was smooth, easy, and completely hassle-free. David was great throughout the entire process — knowledgeable, patient, and genuinely helpful without making me feel pressured. He made getting a car honestly one of the best experiences I’ve had. I truly appreciated how simple and stress-free he made everything. Highly recommend working with David if you’re looking for a great car-buying experience!

Karlee Torres

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I can’t thank Sean enough for making my transition seamless and completely stress-free. What can often feel like an overwhelming process was made easy and comfortable from start to finish. He took the time to truly understand my wants, needs, and budget without any judgment, and kept me informed every step of the way. His humor and authenticity were an added bonus and made the experience even more enjoyable. Going from one lease to another in under a week felt effortless and refreshing, even without stepping into a dealership. See you in three years, Sean!

I can’t thank Sean enough for making my transition seamless and completely stress-free. What can often feel like an overwhelming process was made easy and comfortable from start to finish. He took the time to truly understand my wants, needs, and budget without any judgment, and kept me informed every step of the way. His humor and authenticity were an added bonus and made the experience even more enjoyable. Going from one lease to another in under a week felt effortless and refreshing, even without stepping into a dealership. See you in three years, Sean!

Alexia Lekkas

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Mark Viegas, my Vantage broker, did an awesome job securing a beautiful 2026 VW TIguan fully loaded with sunroof for a great price! Mark was very patient and was very happy to close the VW deal for me! Delivery by Jordan went smoothly, delivered car right to my home. I would highly recommend Mark Viegas for he was a pleasure to work with! Barbara Casale
Mark Viegas, my Vantage broker, did an awesome job securing a beautiful 2026 VW TIguan fully loaded with sunroof for a great price! Mark was very patient and was very happy to close the VW deal for me! Delivery by Jordan went smoothly, delivered car right to my home. I would highly recommend Mark Viegas for he was a pleasure to work with! Barbara Casale

Barbara Casale

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We had some unfortunate events with 2 cars, Vantage made it all the difference in getting us back to normal. They were extremely easy to work with, amazing service and attention to detail, and made buying a car a fantastic experience.

We had some unfortunate events with 2 cars, Vantage made it all the difference in getting us back to normal. They were extremely easy to work with, amazing service and attention to detail, and made buying a car a fantastic experience.

Sameer Joglekar

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Smoothest car transaction I’ve ever experienced. Quick, yet detailed, responses to all my questions. It’s a process I always dread but Sean made it seem so easy and more affordable. Highly recommend

Smoothest car transaction I’ve ever experienced. Quick, yet detailed, responses to all my questions. It’s a process I always dread but Sean made it seem so easy and more affordable. Highly recommend

Ryan Murphy

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Incredible service! Quick, easy, and got exactly what I wanted at the right price

Incredible service! Quick, easy, and got exactly what I wanted at the right price

Steven Finkelstein

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Our experience with Vantage was extraordinary. Unexpectedly we found ourselves in a panic when our car just stopped and it was clear to us that we needed a new car! Our son recommended Mark Viegas and from start to finish, each step was seamless. Every person we encountered was professional , knowledgeable and excellent at their job. We were able to sell our original car and purchase a new car without any stress. We highly recommend Vantage Auto Group, Many Thanks for making this experience such a positive one Brad was also a pleasure to work with making sure the delivery was seamless

Our experience with Vantage was extraordinary. Unexpectedly we found ourselves in a panic when our car just stopped and it was clear to us that we needed a new car! Our son recommended Mark Viegas and from start to finish, each step was seamless. Every person we encountered was professional , knowledgeable and excellent at their job. We were able to sell our original car and purchase a new car without any stress. We highly recommend Vantage Auto Group, Many Thanks for making this experience such a positive one Brad was also a pleasure to work with making sure the delivery was seamless

Maureen Dorney

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