Just Text Us

(201) 815-8216

A simple Answer TO yOUr Question

What is a marked-up money factor and how does it cost me money?

Dealers are allowed to mark up the money factor from the manufacturer's base rate, and they keep the additional interest as profit. On a $40,000 vehicle leased for 36 months, a money factor markup of just 0.0005 can cost you $200 to $500 over the lease term without you realizing it.

More FAQs
The Blog

📥 FREE DOWNLOAD

The Smart Buyer's Guide to Leasing vs. Buying in 2026

Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives

Contact Details
Download the Free Guide

Smart move!

Download the guide below, plus we've sent a copy to your inbox.

Download the Guide
Oops! Something went wrong while submitting the form.
Red luxury coupe SUV with tinted windows on a race track with red and white curbs.

Affordable Cars Available Now

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Cars Under $20,000

AS LOW AS
$
/MO
#
Miles
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Shop Great Deals

AS LOW AS
$
/MO
#
Miles
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Delivery by Monday

AS LOW AS
$
/MO
#
Miles
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Shop Fuel Efficient

AS LOW AS
$
/MO
#
Miles
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Silver Kia Niro SUV driving on road with pink blurred flowers in foreground.

Value Tracking

AS LOW AS
$
/MO
#
Miles

No credit impact, view Get personalized insights on your car’s value, so you can time your next car with the most savings.real payments while shopping.

Silver Kia Niro SUV driving on road with pink blurred flowers in foreground.

Learn More
Electric SUV driving on a winding mountain road at sunset with hills and greenery surrounding.

Insurance Coverage

AS LOW AS
$
/MO
#
Miles

Effortless to buy and personalized to you, with coverage deals with Vantage.

Electric SUV driving on a winding mountain road at sunset with hills and greenery surrounding.

Learn More

673

Testimonials

What Our Customers Say

People come for the number. They stay for how easy we make it.

Read About Their Experience
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
$
/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Our experience with Vantage was extraordinary. Unexpectedly we found ourselves in a panic when our car just stopped and it was clear to us that we needed a new car! Our son recommended Mark Viegas and from start to finish, each step was seamless. Every person we encountered was professional , knowledgeable and excellent at their job. We were able to sell our original car and purchase a new car without any stress. We highly recommend Vantage Auto Group, Many Thanks for making this experience such a positive one Brad was also a pleasure to work with making sure the delivery was seamless

Our experience with Vantage was extraordinary. Unexpectedly we found ourselves in a panic when our car just stopped and it was clear to us that we needed a new car! Our son recommended Mark Viegas and from start to finish, each step was seamless. Every person we encountered was professional , knowledgeable and excellent at their job. We were able to sell our original car and purchase a new car without any stress. We highly recommend Vantage Auto Group, Many Thanks for making this experience such a positive one Brad was also a pleasure to work with making sure the delivery was seamless

Maureen Dorney

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
$
/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

“Easy and pain free.” Say that about anything and it’s positively notable. Say that about car shopping and it’s pleasantly surprising. Thanks to David, Sebastian and team for their soup to nuts support.

“Easy and pain free.” Say that about anything and it’s positively notable. Say that about car shopping and it’s pleasantly surprising. Thanks to David, Sebastian and team for their soup to nuts support.

Dan and Ting Riess

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
$
/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
David was so knowledgeable and made this a wonderful experience .
David was so knowledgeable and made this a wonderful experience .

David Bloomberg

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
$
/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

I can’t thank Sean enough for making my transition seamless and completely stress-free. What can often feel like an overwhelming process was made easy and comfortable from start to finish. He took the time to truly understand my wants, needs, and budget without any judgment, and kept me informed every step of the way. His humor and authenticity were an added bonus and made the experience even more enjoyable. Going from one lease to another in under a week felt effortless and refreshing, even without stepping into a dealership. See you in three years, Sean!

I can’t thank Sean enough for making my transition seamless and completely stress-free. What can often feel like an overwhelming process was made easy and comfortable from start to finish. He took the time to truly understand my wants, needs, and budget without any judgment, and kept me informed every step of the way. His humor and authenticity were an added bonus and made the experience even more enjoyable. Going from one lease to another in under a week felt effortless and refreshing, even without stepping into a dealership. See you in three years, Sean!

Alexia Lekkas

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
$
/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Vantage Auto Group is the most efficient and professional group to get a car from.David, my contact was very professional and a pleasure to deal with

Vantage Auto Group is the most efficient and professional group to get a car from.David, my contact was very professional and a pleasure to deal with

Joe Bouton

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
$
/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Kristin Steinmetz

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
$
/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Had the absolute smoothest and informative process working with David. He got me an excellent price well within was I was hoping spend after a dealer quoted me WAY more. Appreciate him and his team so much for making this process not stressful at all. Anyone looking to buy a car, use Vantage!!

Had the absolute smoothest and informative process working with David. He got me an excellent price well within was I was hoping spend after a dealer quoted me WAY more. Appreciate him and his team so much for making this process not stressful at all. Anyone looking to buy a car, use Vantage!!

Corinne Antonelli

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
$
/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Such a wonderful experience with Sean and his team at Vantage Auto Group. Imagine not having to sit at a dealership for several hours. That alone is worth the 5 star review. Add to that how knowledgeable Sean is, how he actually wants to get you the best deal, and how little stress you'll experience throughout the entire process, and 5 stars just aren't enough. I would recommend Vantage Auto Group to anyone!

Such a wonderful experience with Sean and his team at Vantage Auto Group. Imagine not having to sit at a dealership for several hours. That alone is worth the 5 star review. Add to that how knowledgeable Sean is, how he actually wants to get you the best deal, and how little stress you'll experience throughout the entire process, and 5 stars just aren't enough. I would recommend Vantage Auto Group to anyone!

Lisa

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
$
/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
I reached out to several dealerships and it was a terrible experience. So I decided to reach out the Vantage and it was night and day. It was a great experience and very easy to work with. Elka did a tremendous job finding the exact vehicle I was looking for at a great price. They delivered the vehicle to my home and I couldn't as for more. Only place I will get all my vehicles from.
I reached out to several dealerships and it was a terrible experience. So I decided to reach out the Vantage and it was night and day. It was a great experience and very easy to work with. Elka did a tremendous job finding the exact vehicle I was looking for at a great price. They delivered the vehicle to my home and I couldn't as for more. Only place I will get all my vehicles from.

stergios siabanis

Previous
Next