A simple Answer TO yOUr Question
What is a marked-up money factor and how does it cost me money?
Dealers are allowed to mark up the money factor from the manufacturer's base rate, and they keep the additional interest as profit. On a $40,000 vehicle leased for 36 months, a money factor markup of just 0.0005 can cost you $200 to $500 over the lease term without you realizing it.
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The Smart Buyer's Guide to Leasing vs. Buying in 2026
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✓ When to lease vs. buy
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