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What is a money factor on a car lease?

A money factor is the lease equivalent of an interest rate. It is expressed as a small decimal number (like 0.00125) rather than a percentage. To convert a money factor to an approximate APR, multiply it by 2,400. So a money factor of 0.00125 equals roughly 3% APR. The money factor determines the finance charge portion of your monthly lease payment.

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Best buying experience I have ever had!!! Sean took care of me through every step, no waiting around and NO DEALERSHIP! I have bought over a dozen cars in my lifetime and this was by far the way I will do it from now on!!! Keep up the great work Vantage you guys rock 😁

Best buying experience I have ever had!!! Sean took care of me through every step, no waiting around and NO DEALERSHIP! I have bought over a dozen cars in my lifetime and this was by far the way I will do it from now on!!! Keep up the great work Vantage you guys rock 😁

Tom Rich

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Smoothest car transaction I’ve ever experienced. Quick, yet detailed, responses to all my questions. It’s a process I always dread but Sean made it seem so easy and more affordable. Highly recommend

Smoothest car transaction I’ve ever experienced. Quick, yet detailed, responses to all my questions. It’s a process I always dread but Sean made it seem so easy and more affordable. Highly recommend

Ryan Murphy

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Sean and the team are fantastic, and make a complicated process really easy. Not to mention they got us a lease deal on our new jeep at a better price than what we’ve been paying the last 4 years… can’t thank them enough!

Sean and the team are fantastic, and make a complicated process really easy. Not to mention they got us a lease deal on our new jeep at a better price than what we’ve been paying the last 4 years… can’t thank them enough!

Karlyle Saur

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S/O to Oscar and his team! They put me in the exact car I wanted for a great price in less than 3 days in the next state over. I’d highly recommend to anyone in the market to purchasing a new car.

S/O to Oscar and his team! They put me in the exact car I wanted for a great price in less than 3 days in the next state over. I’d highly recommend to anyone in the market to purchasing a new car.

Melanie Escudero

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We purchased a 2026 Volvo through the Vantage Group. From the first contact with David every interaction was done with the utmost professionalism. David kept us up to date during our search which involved several changes. I thoroughly recommend this group and will tell my friends to take advantage of David and his group.

We purchased a 2026 Volvo through the Vantage Group. From the first contact with David every interaction was done with the utmost professionalism. David kept us up to date during our search which involved several changes. I thoroughly recommend this group and will tell my friends to take advantage of David and his group.

don moscato

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“Easy and pain free.” Say that about anything and it’s positively notable. Say that about car shopping and it’s pleasantly surprising. Thanks to David, Sebastian and team for their soup to nuts support.

“Easy and pain free.” Say that about anything and it’s positively notable. Say that about car shopping and it’s pleasantly surprising. Thanks to David, Sebastian and team for their soup to nuts support.

Dan and Ting Riess

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Vantage Auto Group hands down the best experience buying a car. Elka took care of all the negotiations. She made the process so easy and my car was delivered to my door. I highly recommend Elka and Vantage Auto Group.
Vantage Auto Group hands down the best experience buying a car. Elka took care of all the negotiations. She made the process so easy and my car was delivered to my door. I highly recommend Elka and Vantage Auto Group.

Angela DiMarco

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Fantastic experience with Dave as always.

Fantastic experience with Dave as always.

Fil Mendes

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After 30 years of car buying this has been the best experience I’ve had. Sean has been helpful, resourceful and easy to work with. I’ll never go back to the archaic dealership process again.

After 30 years of car buying this has been the best experience I’ve had. Sean has been helpful, resourceful and easy to work with. I’ll never go back to the archaic dealership process again.

Jeremy Scheinker

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