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Will refinancing my car loan lower my APR?

It can. If your credit score has improved since you took out the original loan, or if market rates have dropped, refinancing may qualify you for a lower APR and reduce your monthly payment or total interest paid. Refinancing generally delivers the most benefit when you are early in the loan term and still have a significant principal balance remaining.

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Value Tracking

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No credit impact, view Get personalized insights on your car’s value, so you can time your next car with the most savings.real payments while shopping.

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Insurance Coverage

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Effortless to buy and personalized to you, with coverage deals with Vantage.

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Testimonials

What Our Customers Say

People come for the number. They stay for how easy we make it.

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All the hassles & time consumption in buying a new vehicle were nil, because Vantage Auto Group took care of everything & delivered the vehicle I wanted

All the hassles & time consumption in buying a new vehicle were nil, because Vantage Auto Group took care of everything & delivered the vehicle I wanted

Robert Murphy

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Sean was amazing to work with! Getting a new car was so quick and easy. I never thought it would be so painless. I am thrilled with my new car and it's all thanks to Sean!

Sean was amazing to work with! Getting a new car was so quick and easy. I never thought it would be so painless. I am thrilled with my new car and it's all thanks to Sean!

Sara Lombardo

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Best buying experience I have ever had!!! Sean took care of me through every step, no waiting around and NO DEALERSHIP! I have bought over a dozen cars in my lifetime and this was by far the way I will do it from now on!!! Keep up the great work Vantage you guys rock 😁

Best buying experience I have ever had!!! Sean took care of me through every step, no waiting around and NO DEALERSHIP! I have bought over a dozen cars in my lifetime and this was by far the way I will do it from now on!!! Keep up the great work Vantage you guys rock 😁

Tom Rich

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Purchase went smoothly and stress-free

Purchase went smoothly and stress-free

Carol Roseto

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I can’t thank Sean enough for making my transition seamless and completely stress-free. What can often feel like an overwhelming process was made easy and comfortable from start to finish. He took the time to truly understand my wants, needs, and budget without any judgment, and kept me informed every step of the way. His humor and authenticity were an added bonus and made the experience even more enjoyable. Going from one lease to another in under a week felt effortless and refreshing, even without stepping into a dealership. See you in three years, Sean!

I can’t thank Sean enough for making my transition seamless and completely stress-free. What can often feel like an overwhelming process was made easy and comfortable from start to finish. He took the time to truly understand my wants, needs, and budget without any judgment, and kept me informed every step of the way. His humor and authenticity were an added bonus and made the experience even more enjoyable. Going from one lease to another in under a week felt effortless and refreshing, even without stepping into a dealership. See you in three years, Sean!

Alexia Lekkas

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

I’ve always used brokers to get my car, It’s definitely much easier than going to the dealers and getting screwed over later.Brandon and his team were a great help In helping me find a car that suited my needs. Although I was a little skeptical, cause I’ve only done it one other time, but the process was quick and easy. I wanted to carbefore February, and Vantage Motor delivered, I mean actually delivered the car to my house.Only thing I had to do was decide which one I wanted. Will definitely be using them again for my next car!

I’ve always used brokers to get my car, It’s definitely much easier than going to the dealers and getting screwed over later.Brandon and his team were a great help In helping me find a car that suited my needs. Although I was a little skeptical, cause I’ve only done it one other time, but the process was quick and easy. I wanted to carbefore February, and Vantage Motor delivered, I mean actually delivered the car to my house.Only thing I had to do was decide which one I wanted. Will definitely be using them again for my next car!

Vincent Zecca

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Best car buying experience however the people were more than gracious, polite, timely, and Health with every single detail of the lease experience. I cannot recommend them enough.

Best car buying experience however the people were more than gracious, polite, timely, and Health with every single detail of the lease experience. I cannot recommend them enough.

d morgan

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
⭐⭐⭐⭐⭐ BEST SHOPPING EXPERIENCE OF MY LIFE Working with Vantage Auto was truly the best car-buying experience of my life! What is normally a tedious and stressful process was transformed into something genuinely joyful thanks to David and Jess, who handled every step with incredible professionalism, expertise, and care. From the very beginning, they were attentive, knowledgeable, and wonderfully easy to work with. They took the time to understand exactly what I was looking for and managed the entire process seamlessly. Every detail was handled thoughtfully, which made the experience feel effortless—and even exciting! And the final moment was such a treat—my new car was delivered right to my house! It was the perfect, celebratory finish to an experience that felt smooth and enjoyable from start to finish. David and Jess truly go above and beyond. Their responsiveness, integrity, and enthusiasm made the entire process feel special. If you are thinking about using Vantage Auto—do it! They turn the chore of car buying into something genuinely delightful. I would never go anywhere else!
⭐⭐⭐⭐⭐ BEST SHOPPING EXPERIENCE OF MY LIFE Working with Vantage Auto was truly the best car-buying experience of my life! What is normally a tedious and stressful process was transformed into something genuinely joyful thanks to David and Jess, who handled every step with incredible professionalism, expertise, and care. From the very beginning, they were attentive, knowledgeable, and wonderfully easy to work with. They took the time to understand exactly what I was looking for and managed the entire process seamlessly. Every detail was handled thoughtfully, which made the experience feel effortless—and even exciting! And the final moment was such a treat—my new car was delivered right to my house! It was the perfect, celebratory finish to an experience that felt smooth and enjoyable from start to finish. David and Jess truly go above and beyond. Their responsiveness, integrity, and enthusiasm made the entire process feel special. If you are thinking about using Vantage Auto—do it! They turn the chore of car buying into something genuinely delightful. I would never go anywhere else!

Meagan Greenberg

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Fantastic experience with Dave as always.

Fantastic experience with Dave as always.

Fil Mendes

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