Just Text Us

(201) 815-8216

A simple Answer TO yOUr Question

Will refinancing my car loan lower my APR?

It can. If your credit score has improved since you took out the original loan, or if market rates have dropped, refinancing may qualify you for a lower APR and reduce your monthly payment or total interest paid. Refinancing generally delivers the most benefit when you are early in the loan term and still have a significant principal balance remaining.

More FAQs
The Blog

📥 FREE DOWNLOAD

The Smart Buyer's Guide to Leasing vs. Buying in 2026

Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives

Contact Details
Download the Free Guide

Smart move!

Download the guide below, plus we've sent a copy to your inbox.

Download the Guide
Oops! Something went wrong while submitting the form.

Affordable Cars Available Now

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

Cars Under $20,000

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Review quote goes here.

Review quote goes here.

Fname Lname

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

Shop Great Deals

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Review quote goes here.

Review quote goes here.

Fname Lname

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

Delivery by Monday

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Review quote goes here.

Review quote goes here.

Fname Lname

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

Shop Fuel Efficient

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Review quote goes here.

Review quote goes here.

Fname Lname

Eyebrow Text Here

Value Tracking

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

No credit impact, view Get personalized insights on your car’s value, so you can time your next car with the most savings.real payments while shopping.

Review quote goes here.

Review quote goes here.

Fname Lname

Learn More
Electric SUV driving on a winding mountain road at sunset with hills and greenery surrounding.

Eyebrow Text Here

Insurance Coverage

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Effortless to buy and personalized to you, with coverage deals with Vantage.

Electric SUV driving on a winding mountain road at sunset with hills and greenery surrounding.

Review quote goes here.

Review quote goes here.

Fname Lname

Learn More

600+ Testimonials

What Our Customers Say

People come for the number. They stay for how easy we make it.

Read About Their Experience
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Sarah was great! She really helped us get into the exact car we were looking for. I was shocked how fast and seamless the whole process went. Would recommend her to anyone looking for a new car.

Sarah was great! She really helped us get into the exact car we were looking for. I was shocked how fast and seamless the whole process went. Would recommend her to anyone looking for a new car.

Jeff Freitag

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

After 30 years of car buying this has been the best experience I’ve had. Sean has been helpful, resourceful and easy to work with. I’ll never go back to the archaic dealership process again.

After 30 years of car buying this has been the best experience I’ve had. Sean has been helpful, resourceful and easy to work with. I’ll never go back to the archaic dealership process again.

Jeremy Scheinker

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Fantastic experience with Dave as always.

Fantastic experience with Dave as always.

Fil Mendes

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Working with Vantage Auto Group was a real pleasure. They made the leasing process easy, without any of the normal stress of going to and dealing with the dealership. This is my second time working with Dave and his staff and it was as smooth the second time as it was with the first lease.

Working with Vantage Auto Group was a real pleasure. They made the leasing process easy, without any of the normal stress of going to and dealing with the dealership. This is my second time working with Dave and his staff and it was as smooth the second time as it was with the first lease.

William Jenkins

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Great customer service! Dave was very responsive and worked hard to find the car we were looking for. His pricing was unbeatable and the vehicle was delivered right to our driveway. There was a small issue with the vehicle from the manufacturer, but Dave and his team have been working hard to rectify it. Goes to show their service doesn’t disappear after delivery, and are committed to developing relationships and making longterm customers.

Great customer service! Dave was very responsive and worked hard to find the car we were looking for. His pricing was unbeatable and the vehicle was delivered right to our driveway. There was a small issue with the vehicle from the manufacturer, but Dave and his team have been working hard to rectify it. Goes to show their service doesn’t disappear after delivery, and are committed to developing relationships and making longterm customers.

Eric A

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

I can’t thank Sean enough for making my transition seamless and completely stress-free. What can often feel like an overwhelming process was made easy and comfortable from start to finish. He took the time to truly understand my wants, needs, and budget without any judgment, and kept me informed every step of the way. His humor and authenticity were an added bonus and made the experience even more enjoyable. Going from one lease to another in under a week felt effortless and refreshing, even without stepping into a dealership. See you in three years, Sean!

I can’t thank Sean enough for making my transition seamless and completely stress-free. What can often feel like an overwhelming process was made easy and comfortable from start to finish. He took the time to truly understand my wants, needs, and budget without any judgment, and kept me informed every step of the way. His humor and authenticity were an added bonus and made the experience even more enjoyable. Going from one lease to another in under a week felt effortless and refreshing, even without stepping into a dealership. See you in three years, Sean!

Alexia Lekkas

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

I just had a really great experience with Deborah getting a new car. The whole experience could not have been easier. I highly recommend and will definitely be working with them again.

I just had a really great experience with Deborah getting a new car. The whole experience could not have been easier. I highly recommend and will definitely be working with them again.

Timothy Norsworthy

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

David Goldstein and his team are great. He was always available and responsive whenever I voiced a concern. He was quick to answer questions, which was extremely helpful it making decisions as I did not need to wait long to connect with him. I highly recommend connecting with David the next time you are looking for a vehicle!

David Goldstein and his team are great. He was always available and responsive whenever I voiced a concern. He was quick to answer questions, which was extremely helpful it making decisions as I did not need to wait long to connect with him. I highly recommend connecting with David the next time you are looking for a vehicle!

Joseph Bestreich

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Easy to work with, responsive and made the whole experience worthwhile. I would recommend to anyone to go through Mark and the Vantage team

Easy to work with, responsive and made the whole experience worthwhile. I would recommend to anyone to go through Mark and the Vantage team

Brian Dorney

Previous
Next