A simple Answer TO yOUr Question
Are 72 or 84 month car loans a bad idea?
Long-term loans lower your monthly payment but dramatically increase the total interest you pay. A $35,000 loan at 6% for 60 months costs about $5,600 in interest. The same loan for 84 months costs about $8,000 in interest, nearly $2,400 more. Longer loans also increase the risk of being underwater (owing more than the car is worth) for most of the loan term.
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The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
Smart move!
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Testimonials
What Our Customers Say
People come for the number. They stay for how easy we make it.
Great working with Mark and the whole Vantage team
Great working with Mark and the whole Vantage team
Patrick Ryan
I am a 79 year old man. So by this time I have had plenty of cars and dealings with car salesmen/brokers. Vantage Auto Group is far above the rest. Their responsiveness and aim to please the customer is incredibly rare. I would recommend them to anyone interested in buying or leasing a vehicle,
I am a 79 year old man. So by this time I have had plenty of cars and dealings with car salesmen/brokers. Vantage Auto Group is far above the rest. Their responsiveness and aim to please the customer is incredibly rare. I would recommend them to anyone interested in buying or leasing a vehicle,
Martin Blaustein
We just bought our 3rd car from Dave and his group. They make it so easy not having to go to a dealer, I wouldn't do it any other way. You tell them exactly what you want, they find it, get you a great deal and deliver it.....need I say more!!! Dave is a true professional.
We just bought our 3rd car from Dave and his group. They make it so easy not having to go to a dealer, I wouldn't do it any other way. You tell them exactly what you want, they find it, get you a great deal and deliver it.....need I say more!!! Dave is a true professional.
John Pepe
The experience with Vantage Auto Group was everything I had hoped for and more. Elka was very responsive, knowledgeable regarding all of my questions and she helped guide me into the car that I wanted. She was a pleasure to work with. I was able to get out a previous lease early & reduce my monthly payment for a car I preferred to be driving. The drop off process to my house was seamless & Niko who dropped off the car was professional, courteous & also answered all the questions I had. I would recommend them to all my friends & family.
The experience with Vantage Auto Group was everything I had hoped for and more. Elka was very responsive, knowledgeable regarding all of my questions and she helped guide me into the car that I wanted. She was a pleasure to work with. I was able to get out a previous lease early & reduce my monthly payment for a car I preferred to be driving. The drop off process to my house was seamless & Niko who dropped off the car was professional, courteous & also answered all the questions I had. I would recommend them to all my friends & family.
David Degenhardt
Very smooth process and car was delivered on time and the driver and sales rep were very nice and easy to work with!
Very smooth process and car was delivered on time and the driver and sales rep were very nice and easy to work with!
David Tingle
Very nice company. They helped me find the vehicle I wanted and helped sell my old car as well. Everyone in the company is great and very helpful explaining all the steps involved. Would highly recommend using them.
Very nice company. They helped me find the vehicle I wanted and helped sell my old car as well. Everyone in the company is great and very helpful explaining all the steps involved. Would highly recommend using them.
DreadBasil
Nicole Salge
This was the best experience i've had in buying a car. it was painless, easy and i know i got a good deal. Thank you Elka for making buying a car a great experience and one I no longer dread.
This was the best experience i've had in buying a car. it was painless, easy and i know i got a good deal. Thank you Elka for making buying a car a great experience and one I no longer dread.
Orly Steinberg
Mark Viegas is an absolute lifesaver. I truly don’t have the words to express how grateful my husband and I are for such an incredible experience - and such a quick turnaround. After my daughters and I were in a very serious car accident early last week, I knew getting a new vehicle would be overwhelming and stressful.Enter Mark Viegas at Vantage Auto Group. From start to finish, he made the entire process unbelievably simple. We shared exactly what we were looking for, and within 48 hours a brand-new car was delivered straight to our driveway.The days of walking into dealerships and negotiating prices are long gone. I will never go back - and neither should you! If you’re in the market for a new car, I can’t recommend Mark enough - reach out to him. I promise you won’t be disappointed.
Mark Viegas is an absolute lifesaver. I truly don’t have the words to express how grateful my husband and I are for such an incredible experience - and such a quick turnaround. After my daughters and I were in a very serious car accident early last week, I knew getting a new vehicle would be overwhelming and stressful.Enter Mark Viegas at Vantage Auto Group. From start to finish, he made the entire process unbelievably simple. We shared exactly what we were looking for, and within 48 hours a brand-new car was delivered straight to our driveway.The days of walking into dealerships and negotiating prices are long gone. I will never go back - and neither should you! If you’re in the market for a new car, I can’t recommend Mark enough - reach out to him. I promise you won’t be disappointed.
Laura Collins