A simple Answer TO yOUr Question
Are 72 or 84 month car loans a bad idea?
Long-term loans lower your monthly payment but dramatically increase the total interest you pay. A $35,000 loan at 6% for 60 months costs about $5,600 in interest. The same loan for 84 months costs about $8,000 in interest, nearly $2,400 more. Longer loans also increase the risk of being underwater (owing more than the car is worth) for most of the loan term.
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The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
Smart move!
Download the guide below, plus we've sent a copy to your inbox.
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Value Tracking
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Insurance Coverage
Effortless to buy and personalized to you, with coverage deals with Vantage.
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600+ Testimonials
What Our Customers Say
People come for the number. They stay for how easy we make it.
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After 30 years of car buying this has been the best experience I’ve had. Sean has been helpful, resourceful and easy to work with. I’ll never go back to the archaic dealership process again.
After 30 years of car buying this has been the best experience I’ve had. Sean has been helpful, resourceful and easy to work with. I’ll never go back to the archaic dealership process again.
Jeremy Scheinker
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Charlie is the man! We’re so happy with our experience. Charlie went above and beyond to make sure we got exactly what we wanted... a 2025 black on black stick Jeep that’s absolutely perfect. He put in the extra effort to get the deal done and made the whole process smooth from start to finish. You can tell he genuinely cares about his customers. Highly recommend Charlie and the team if you want someone who’ll really go to bat for you.
Charlie is the man! We’re so happy with our experience. Charlie went above and beyond to make sure we got exactly what we wanted... a 2025 black on black stick Jeep that’s absolutely perfect. He put in the extra effort to get the deal done and made the whole process smooth from start to finish. You can tell he genuinely cares about his customers. Highly recommend Charlie and the team if you want someone who’ll really go to bat for you.
Anthony Sicoli
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Great experience from start to finish with the team. Made the process very easy and worked with us through the whole process, answering any and all questions. And actually returned all phone calls and texts. Ended up with the car we wanted at the price we wanted.
Great experience from start to finish with the team. Made the process very easy and worked with us through the whole process, answering any and all questions. And actually returned all phone calls and texts. Ended up with the car we wanted at the price we wanted.
Jeremy Golden
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Great service. David and Jess were incredibly helpful and the whol process could not have been easier.
Great service. David and Jess were incredibly helpful and the whol process could not have been easier.
Marcella Farman
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Makes buying a car easy and hassle free.
Makes buying a car easy and hassle free.
Stefani Klaskow
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Kristin Steinmetz
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Best buying experience I have ever had!!! Sean took care of me through every step, no waiting around and NO DEALERSHIP! I have bought over a dozen cars in my lifetime and this was by far the way I will do it from now on!!! Keep up the great work Vantage you guys rock 😁
Best buying experience I have ever had!!! Sean took care of me through every step, no waiting around and NO DEALERSHIP! I have bought over a dozen cars in my lifetime and this was by far the way I will do it from now on!!! Keep up the great work Vantage you guys rock 😁
Tom Rich
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Great customer service! Dave was very responsive and worked hard to find the car we were looking for. His pricing was unbeatable and the vehicle was delivered right to our driveway. There was a small issue with the vehicle from the manufacturer, but Dave and his team have been working hard to rectify it. Goes to show their service doesn’t disappear after delivery, and are committed to developing relationships and making longterm customers.
Great customer service! Dave was very responsive and worked hard to find the car we were looking for. His pricing was unbeatable and the vehicle was delivered right to our driveway. There was a small issue with the vehicle from the manufacturer, but Dave and his team have been working hard to rectify it. Goes to show their service doesn’t disappear after delivery, and are committed to developing relationships and making longterm customers.
Eric A
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Chris Decker