A simple Answer TO yOUr Question
Are 72 or 84 month car loans a bad idea?
Long-term loans lower your monthly payment but dramatically increase the total interest you pay. A $35,000 loan at 6% for 60 months costs about $5,600 in interest. The same loan for 84 months costs about $8,000 in interest, nearly $2,400 more. Longer loans also increase the risk of being underwater (owing more than the car is worth) for most of the loan term.
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The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
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600+ Testimonials
What Our Customers Say
People come for the number. They stay for how easy we make it.
Mike Liloia
Nomi Hassan
Erin Frantzman
Rodney Brown
Amanda Rodrigues
Sean and Brandon were fantastic! I cannot stress how much easier the car buying process was with Sean’s guidance and network. Brandon was a consummate professional when it came to the delivery of our new car! It was clean and cared for after the long drive down. I cannot stress how much better it was working with them as opposed to going to a dealer. We will be buying all our future cars through Sean at Vantage!
Sean and Brandon were fantastic! I cannot stress how much easier the car buying process was with Sean’s guidance and network. Brandon was a consummate professional when it came to the delivery of our new car! It was clean and cared for after the long drive down. I cannot stress how much better it was working with them as opposed to going to a dealer. We will be buying all our future cars through Sean at Vantage!
Alex Kalen
Great customer service! Dave was very responsive and worked hard to find the car we were looking for. His pricing was unbeatable and the vehicle was delivered right to our driveway. There was a small issue with the vehicle from the manufacturer, but Dave and his team have been working hard to rectify it. Goes to show their service doesn’t disappear after delivery, and are committed to developing relationships and making longterm customers.
Great customer service! Dave was very responsive and worked hard to find the car we were looking for. His pricing was unbeatable and the vehicle was delivered right to our driveway. There was a small issue with the vehicle from the manufacturer, but Dave and his team have been working hard to rectify it. Goes to show their service doesn’t disappear after delivery, and are committed to developing relationships and making longterm customers.
Eric A
I rarely write any reviews, I do find it necessary that I write one this time.I haven't purchased a new vehicle for quite some time. When I decided to move forward I dreaded the thought of having to go through the process of dealing with multiple dealerships, gathering quotes etc. and having to deal with pushy, non-transparent sales and finance people. Don't get me wrong, not all dealerships are that way or have staff looking to make big profit margins. If you've bought or leased any vehicle, you know those sales and finance guys are out there looking to make the absolute most profit possible. They get you going this way and that way. That's their business, to make money, I get that but the frustration, time and effort just isn't worth it to me.So, with that said, I was told by Brandon an employee of Vantage Auto Group to give them a try. Tommy C. was my contact and I have to say, from day one this was the best experience I had ever had with purchasing a new vehicle. No hassle, no frustration, no running back and forth to dealerships. Everything was taken care of with the utmost professionalism, transparency in order to satisfy the customer (Me). Aside from a minor setback which was corrected immediately, Tommy came through with the new truck that I was looking for. Hassle free, I received delivery even with a little parting gift which was very much appreciated.I am 100% satisfied and would highly recommend using Vantage Auto Group for your next lease or purchase of a new/used vehicle.Thanks again Tommy and All at Vantage Auto GroupA Happy customerAndy
I rarely write any reviews, I do find it necessary that I write one this time.I haven't purchased a new vehicle for quite some time. When I decided to move forward I dreaded the thought of having to go through the process of dealing with multiple dealerships, gathering quotes etc. and having to deal with pushy, non-transparent sales and finance people. Don't get me wrong, not all dealerships are that way or have staff looking to make big profit margins. If you've bought or leased any vehicle, you know those sales and finance guys are out there looking to make the absolute most profit possible. They get you going this way and that way. That's their business, to make money, I get that but the frustration, time and effort just isn't worth it to me.So, with that said, I was told by Brandon an employee of Vantage Auto Group to give them a try. Tommy C. was my contact and I have to say, from day one this was the best experience I had ever had with purchasing a new vehicle. No hassle, no frustration, no running back and forth to dealerships. Everything was taken care of with the utmost professionalism, transparency in order to satisfy the customer (Me). Aside from a minor setback which was corrected immediately, Tommy came through with the new truck that I was looking for. Hassle free, I received delivery even with a little parting gift which was very much appreciated.I am 100% satisfied and would highly recommend using Vantage Auto Group for your next lease or purchase of a new/used vehicle.Thanks again Tommy and All at Vantage Auto GroupA Happy customerAndy
Andy Weber
The experience with Vantage Auto Group was everything I had hoped for and more. Elka was very responsive, knowledgeable regarding all of my questions and she helped guide me into the car that I wanted. She was a pleasure to work with. I was able to get out a previous lease early & reduce my monthly payment for a car I preferred to be driving. The drop off process to my house was seamless & Niko who dropped off the car was professional, courteous & also answered all the questions I had. I would recommend them to all my friends & family.
The experience with Vantage Auto Group was everything I had hoped for and more. Elka was very responsive, knowledgeable regarding all of my questions and she helped guide me into the car that I wanted. She was a pleasure to work with. I was able to get out a previous lease early & reduce my monthly payment for a car I preferred to be driving. The drop off process to my house was seamless & Niko who dropped off the car was professional, courteous & also answered all the questions I had. I would recommend them to all my friends & family.
David Degenhardt