A simple Answer TO yOUr Question
Can you build equity by leasing a car in NJ?
No — lease payments do not build equity. At lease end, you return the vehicle and walk away (or purchase it at the residual price). If the car’s market value exceeds the residual, that equity belongs to the leasing company unless you exercise your purchase option. For NJ buyers who want equity, buying is the right path. For those who prioritize lower monthly costs and flexibility, leasing is often the better financial choice.
📥 FREE DOWNLOAD
The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
Smart move!
Download the guide below, plus we've sent a copy to your inbox.

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