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A simple Answer TO yOUr Question

Can the dealer mark up the money factor without telling me?

Yes. Unlike purchase loans where APR disclosure is required by law, lease money factors exist in a regulatory gray area. Dealers can and frequently do mark up the base money factor set by the leasing company. The markup goes directly to the dealer as additional profit. Always ask for the "buy rate" to see if there is a spread.

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Vantage Auto Group is the best! They were supper helpful and made the process so easy. Will totally use them again and tell others!
Vantage Auto Group is the best! They were supper helpful and made the process so easy. Will totally use them again and tell others!

Todd Hergenhan

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My car was delivered right to my house - it’s just what I asked for - Tom went out of his way to locate the vehicle I was interested in. No haggling at the dealership - everything was taken care of and signing paperwork online was easy. I’m very happy with the process and efficiency of Vantage. Tom even brought toys and treats for my cats !! Thanks so much

My car was delivered right to my house - it’s just what I asked for - Tom went out of his way to locate the vehicle I was interested in. No haggling at the dealership - everything was taken care of and signing paperwork online was easy. I’m very happy with the process and efficiency of Vantage. Tom even brought toys and treats for my cats !! Thanks so much

J Marie

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David & Tommy made getting a new vehicle for my wife very easy and simple. Great customer service and they deliver the car right to your house. Great Experience and I highly recommend Vantage Auto Group.

David & Tommy made getting a new vehicle for my wife very easy and simple. Great customer service and they deliver the car right to your house. Great Experience and I highly recommend Vantage Auto Group.

Steve Barrios

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I had a great experience working with Sean at Vantage Auto Group. I wasn’t really looking forward to going through the car-buying process, but Sean made it incredibly easy. He found the exact car I wanted, got me a great deal, and had it delivered right to my driveway, without ever having to deal with a dealership. There was no pressure, no pushing, and no feeling that anyone was trying to take advantage. Everything was smooth, straightforward, and stress-free. I would absolutely recommend Vantage Auto Group to anyone who wants the car-buying experience to be easy and hassle-free.

I had a great experience working with Sean at Vantage Auto Group. I wasn’t really looking forward to going through the car-buying process, but Sean made it incredibly easy. He found the exact car I wanted, got me a great deal, and had it delivered right to my driveway, without ever having to deal with a dealership. There was no pressure, no pushing, and no feeling that anyone was trying to take advantage. Everything was smooth, straightforward, and stress-free. I would absolutely recommend Vantage Auto Group to anyone who wants the car-buying experience to be easy and hassle-free.

Neetu A

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From start to finish, my experience with Vantage Auto Group was nothing short of outstanding. The entire process was smooth, transparent, and completely stress-free—something you don’t often hear when it comes to buying a car! I worked with Sean and he was helpful, honest and quick to respond! Love my new Lyriq!

From start to finish, my experience with Vantage Auto Group was nothing short of outstanding. The entire process was smooth, transparent, and completely stress-free—something you don’t often hear when it comes to buying a car! I worked with Sean and he was helpful, honest and quick to respond! Love my new Lyriq!

Genna Battaglino

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Sean was just fantastic to work with! We secured our new Volvo lease through him, and he was attentive and friendly every step of the way. He made the experience great and answered any questions we had in a timely manner.

Sean was just fantastic to work with! We secured our new Volvo lease through him, and he was attentive and friendly every step of the way. He made the experience great and answered any questions we had in a timely manner.

Nina Ramadan Patel

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Vantage auto group hands down made my first experience with a leasing company super easy.I had gave David a few. Vehicles I was interested in and he hooked me up with infiniti with I great monthly payment and basically just paid the taxes if anyone need to lease a vehicle reach out to David and his team . .
Vantage auto group hands down made my first experience with a leasing company super easy.I had gave David a few. Vehicles I was interested in and he hooked me up with infiniti with I great monthly payment and basically just paid the taxes if anyone need to lease a vehicle reach out to David and his team . .

john vitale

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Vantage was so easy to deal with, we highly recommend them! This beautiful Jeep Grand Cherokee was just dropped off 2 days ago & we love it!!
Vantage was so easy to deal with, we highly recommend them! This beautiful Jeep Grand Cherokee was just dropped off 2 days ago & we love it!!

Samantha Gripps

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
This was my first time using a car broker, and it was a great experience. The entire process was incredibly smooth and easy from start to finish. Communication was clear, responses were quick, and they were very patient while answering questions and walking me through everything. I work in operations, so I tend to notice when processes are organized and efficient, and I really appreciated how straightforward and seamless they made the entire experience. What is usually a stressful process felt simple and well managed. I would absolutely recommend them to anyone looking for an easier way to lease or purchase a vehicle.
This was my first time using a car broker, and it was a great experience. The entire process was incredibly smooth and easy from start to finish. Communication was clear, responses were quick, and they were very patient while answering questions and walking me through everything. I work in operations, so I tend to notice when processes are organized and efficient, and I really appreciated how straightforward and seamless they made the entire experience. What is usually a stressful process felt simple and well managed. I would absolutely recommend them to anyone looking for an easier way to lease or purchase a vehicle.

Angela Karkoska

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