A simple Answer TO yOUr Question
Does Carvana offer better rates for higher credit scores?
Yes, your credit score affects the base rate Carvana's lending partners assign. However, even buyers with scores above 750 often report rates that are 2-4 points higher than what they could get at a credit union. The markup exists at every credit tier, which is why pre-approval shopping matters regardless of your score.
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The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
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600+ Testimonials
What Our Customers Say
People come for the number. They stay for how easy we make it.
After 30 years of car buying this has been the best experience I’ve had. Sean has been helpful, resourceful and easy to work with. I’ll never go back to the archaic dealership process again.
After 30 years of car buying this has been the best experience I’ve had. Sean has been helpful, resourceful and easy to work with. I’ll never go back to the archaic dealership process again.
Jeremy Scheinker
Joe Piazza
I had the pleasure of working with Sarah to find me a car. She was incredible! I called her needing a car and I had my car within a couple of days, while also meeting my price point and the specific style of car I wanted. Sarah is so approachable, knowledgeable, friendly, and reliable.Vantage Auto Group as a whole is a very dependable company and I couldn't recommend them more. They deliver your car to your house on time and are knowledgeable about the car and any questions that you have. I am so happy with how this process went and recommend Vantage Auto Group to anyone looking for a car!
I had the pleasure of working with Sarah to find me a car. She was incredible! I called her needing a car and I had my car within a couple of days, while also meeting my price point and the specific style of car I wanted. Sarah is so approachable, knowledgeable, friendly, and reliable.Vantage Auto Group as a whole is a very dependable company and I couldn't recommend them more. They deliver your car to your house on time and are knowledgeable about the car and any questions that you have. I am so happy with how this process went and recommend Vantage Auto Group to anyone looking for a car!
Ava Ilyse
My wife and I have been working with Dave and Vantage Auto Group for over 5 years now, across 7 cars for our family, and the experience has been consistently outstanding. Dave is always professional, thorough, and a true advocate for his clients. His persistence and dedication make the process smooth and stress-free, and he takes the time to ensure every detail is handled with care.I’ve personally recommended Dave and Vantage to several friends, and they’ve had the same positive experience. His staff is punctual, cordial, and a pleasure to work with, bringing a level of service that goes far beyond what you’d expect from traditional, impersonal salespeople.Dave and his team truly take it to a new level. If you’re looking for a trusted partner in the car shopping process, I highly recommend Vantage Auto Group.
My wife and I have been working with Dave and Vantage Auto Group for over 5 years now, across 7 cars for our family, and the experience has been consistently outstanding. Dave is always professional, thorough, and a true advocate for his clients. His persistence and dedication make the process smooth and stress-free, and he takes the time to ensure every detail is handled with care.I’ve personally recommended Dave and Vantage to several friends, and they’ve had the same positive experience. His staff is punctual, cordial, and a pleasure to work with, bringing a level of service that goes far beyond what you’d expect from traditional, impersonal salespeople.Dave and his team truly take it to a new level. If you’re looking for a trusted partner in the car shopping process, I highly recommend Vantage Auto Group.
Gus Torres
Amanda Rodrigues
Had an Amazing experience with Vantage Auto Group & David Alessio! This was the first time using them. I didn’t have a clear Idea of a car we wanted but needed to stay inside a budget. I was referred by a friend to not waste my time with going to multiple dealership to play the negotiating games. David gave us some recommendations, did some pricing and then came back with an amazing find and deal right under budget. 24 hours later they delivered the car, I signed the paperwork & everything was seamless. They returned my old lease and plates to DMV. Door to door service with no hassle or dealership games. Will def use again in the future! Thank you again!
Had an Amazing experience with Vantage Auto Group & David Alessio! This was the first time using them. I didn’t have a clear Idea of a car we wanted but needed to stay inside a budget. I was referred by a friend to not waste my time with going to multiple dealership to play the negotiating games. David gave us some recommendations, did some pricing and then came back with an amazing find and deal right under budget. 24 hours later they delivered the car, I signed the paperwork & everything was seamless. They returned my old lease and plates to DMV. Door to door service with no hassle or dealership games. Will def use again in the future! Thank you again!
frank farella
Great working with Mark and the whole Vantage team
Great working with Mark and the whole Vantage team
Patrick Ryan
David Goldstein and his team are great. He was always available and responsive whenever I voiced a concern. He was quick to answer questions, which was extremely helpful it making decisions as I did not need to wait long to connect with him. I highly recommend connecting with David the next time you are looking for a vehicle!
David Goldstein and his team are great. He was always available and responsive whenever I voiced a concern. He was quick to answer questions, which was extremely helpful it making decisions as I did not need to wait long to connect with him. I highly recommend connecting with David the next time you are looking for a vehicle!
Joseph Bestreich
Cannot say enough good things. Highly recommend David Goldstein. He actually made buying a car a pleasant experience!! I will never step foot in a dealership again!
Cannot say enough good things. Highly recommend David Goldstein. He actually made buying a car a pleasant experience!! I will never step foot in a dealership again!
Dana Wolff