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A simple Answer TO yOUr Question

Do I need a big down payment if my credit score is not great?

A larger drive-off (down payment) reduces your monthly payment but generally does not improve your approval odds or your money factor. Lenders approve or decline based on your credit profile — not how much cash you put down upfront. If your score is borderline, the better moves are reducing credit card utilization, disputing errors, or considering a co-signer. Putting a large chunk down on a lease can also mean that money is at risk if the vehicle is totaled early in the lease term.

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No credit impact, view Get personalized insights on your car’s value, so you can time your next car with the most savings.real payments while shopping.

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Testimonials

What Our Customers Say

People come for the number. They stay for how easy we make it.

Read About Their Experience
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“Easy and pain free.” Say that about anything and it’s positively notable. Say that about car shopping and it’s pleasantly surprising. Thanks to David, Sebastian and team for their soup to nuts support.

“Easy and pain free.” Say that about anything and it’s positively notable. Say that about car shopping and it’s pleasantly surprising. Thanks to David, Sebastian and team for their soup to nuts support.

Dan and Ting Riess

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I’ve had multiple transactions with this dealership and every experience has been excellent. The team is professional, responsive, and consistently follows through on everything they promise. From the initial conversation to delivery and post-sale support, the process has always been smooth and transparent. It’s clear they value long-term relationships, not just one-time sales. I will continue to come back because I trust them
I’ve had multiple transactions with this dealership and every experience has been excellent. The team is professional, responsive, and consistently follows through on everything they promise. From the initial conversation to delivery and post-sale support, the process has always been smooth and transparent. It’s clear they value long-term relationships, not just one-time sales. I will continue to come back because I trust them

Mike Liloia

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Had a wonderful experience working with Vantage and Dave A. in particular. Dave came as a referral from a neighbor and he was very straightforward and helpful throughout the entire process. Once I decided to move forward with a lease, Dave was super efficient and we got everything done within a few days!

Had a wonderful experience working with Vantage and Dave A. in particular. Dave came as a referral from a neighbor and he was very straightforward and helpful throughout the entire process. Once I decided to move forward with a lease, Dave was super efficient and we got everything done within a few days!

Kevin Huang

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Vantage auto group made the car buying process simple and painless!
Vantage auto group made the car buying process simple and painless!

Lauren Nissenblatt

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Raymond

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Phenomenal and hassle free experience! Sean was amazing! He was patient, professional and responsive!

Phenomenal and hassle free experience! Sean was amazing! He was patient, professional and responsive!

Koster Henderson

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I had an amazing experience working with Mark Viegas! He helped me get a leased vehicle without ever having to step foot in a dealership. Mark handled all the negotiations, worked within my down payment and monthly budget, and made the entire process stress-free. The best part — he even had the car delivered right to my home! I couldn’t be happier with how smooth and easy everything was. Highly recommend Mark if you want a professional who truly takes care of everything from start to finish.

I had an amazing experience working with Mark Viegas! He helped me get a leased vehicle without ever having to step foot in a dealership. Mark handled all the negotiations, worked within my down payment and monthly budget, and made the entire process stress-free. The best part — he even had the car delivered right to my home! I couldn’t be happier with how smooth and easy everything was. Highly recommend Mark if you want a professional who truly takes care of everything from start to finish.

Jessica

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Both Sean and Jess were very helpful making the process seamless. Will definitely tell everyone about vantage auto group
Both Sean and Jess were very helpful making the process seamless. Will definitely tell everyone about vantage auto group

John Clemente

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Deborah Amster is a fantastic car sales professional. Easy to work with, straight forward, cares about customer service and making the car buying experience painless. She’s a true consultant. Thank you, Deb!
Deborah Amster is a fantastic car sales professional. Easy to work with, straight forward, cares about customer service and making the car buying experience painless. She’s a true consultant. Thank you, Deb!

Konstantin Novodvorsky

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