A simple Answer TO yOUr Question
Is it cheaper to lease or finance in 2026?
Leasing almost always produces a lower monthly payment than financing the same car, because you are only paying for the depreciation portion (typically 40-60% of the vehicle's value over 3 years) rather than the full purchase price. However, at the end of a lease you own nothing, while at the end of a loan you own the car. Which is "cheaper" depends on how long you keep vehicles, how many miles you drive, and whether you value lower monthly cost or long-term ownership equity.
📥 FREE DOWNLOAD
The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
Smart move!
Download the guide below, plus we've sent a copy to your inbox.
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Testimonials
What Our Customers Say
People come for the number. They stay for how easy we make it.
Bill Barkow
I've loved working with Vantage for my last two cars. It's so much better than having to go to multiple dealerships and haggle to get the right make, model and price you're looking for. Their customer service and quick turnaround to getting a car delivered to your door is incredible. Highly recommend them for your car shopping needs!!
I've loved working with Vantage for my last two cars. It's so much better than having to go to multiple dealerships and haggle to get the right make, model and price you're looking for. Their customer service and quick turnaround to getting a car delivered to your door is incredible. Highly recommend them for your car shopping needs!!
Scott Wolinsky
I'm very happy to have chosen Vantage AutoGroup..made my buying experience very easy.met my expectations..thank you Omar and the rest of the team.
I'm very happy to have chosen Vantage AutoGroup..made my buying experience very easy.met my expectations..thank you Omar and the rest of the team.
jose cruz
Very smooth process and car was delivered on time and the driver and sales rep were very nice and easy to work with!
Very smooth process and car was delivered on time and the driver and sales rep were very nice and easy to work with!
David Tingle
My car was delivered right to my house - it’s just what I asked for - Tom went out of his way to locate the vehicle I was interested in. No haggling at the dealership - everything was taken care of and signing paperwork online was easy. I’m very happy with the process and efficiency of Vantage. Tom even brought toys and treats for my cats !! Thanks so much
My car was delivered right to my house - it’s just what I asked for - Tom went out of his way to locate the vehicle I was interested in. No haggling at the dealership - everything was taken care of and signing paperwork online was easy. I’m very happy with the process and efficiency of Vantage. Tom even brought toys and treats for my cats !! Thanks so much
J Marie
We just bought our 3rd car from Dave and his group. They make it so easy not having to go to a dealer, I wouldn't do it any other way. You tell them exactly what you want, they find it, get you a great deal and deliver it.....need I say more!!! Dave is a true professional.
We just bought our 3rd car from Dave and his group. They make it so easy not having to go to a dealer, I wouldn't do it any other way. You tell them exactly what you want, they find it, get you a great deal and deliver it.....need I say more!!! Dave is a true professional.
John Pepe
Sean and Brandon were fantastic! I cannot stress how much easier the car buying process was with Sean’s guidance and network. Brandon was a consummate professional when it came to the delivery of our new car! It was clean and cared for after the long drive down. I cannot stress how much better it was working with them as opposed to going to a dealer. We will be buying all our future cars through Sean at Vantage!
Sean and Brandon were fantastic! I cannot stress how much easier the car buying process was with Sean’s guidance and network. Brandon was a consummate professional when it came to the delivery of our new car! It was clean and cared for after the long drive down. I cannot stress how much better it was working with them as opposed to going to a dealer. We will be buying all our future cars through Sean at Vantage!
Alex Kalen
David & Tommy made getting a new vehicle for my wife very easy and simple. Great customer service and they deliver the car right to your house. Great Experience and I highly recommend Vantage Auto Group.
David & Tommy made getting a new vehicle for my wife very easy and simple. Great customer service and they deliver the car right to your house. Great Experience and I highly recommend Vantage Auto Group.
Steve Barrios
My experience with Vantage has truly been exceptional. The group’s streamlined purchasing process and attention to personal needs is highly commendable. I will surely be taking advantage of their services again.
My experience with Vantage has truly been exceptional. The group’s streamlined purchasing process and attention to personal needs is highly commendable. I will surely be taking advantage of their services again.
Debra Sullivan