A simple Answer TO yOUr Question
Is it cheaper to lease or finance in 2026?
Leasing almost always produces a lower monthly payment than financing the same car, because you are only paying for the depreciation portion (typically 40-60% of the vehicle's value over 3 years) rather than the full purchase price. However, at the end of a lease you own nothing, while at the end of a loan you own the car. Which is "cheaper" depends on how long you keep vehicles, how many miles you drive, and whether you value lower monthly cost or long-term ownership equity.
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The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
Smart move!
Download the guide below, plus we've sent a copy to your inbox.
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Testimonials
What Our Customers Say
People come for the number. They stay for how easy we make it.
Samantha Gripps
Had an Amazing experience with Vantage Auto Group & David Alessio! This was the first time using them. I didn’t have a clear Idea of a car we wanted but needed to stay inside a budget. I was referred by a friend to not waste my time with going to multiple dealership to play the negotiating games. David gave us some recommendations, did some pricing and then came back with an amazing find and deal right under budget. 24 hours later they delivered the car, I signed the paperwork & everything was seamless. They returned my old lease and plates to DMV. Door to door service with no hassle or dealership games. Will def use again in the future! Thank you again!
Had an Amazing experience with Vantage Auto Group & David Alessio! This was the first time using them. I didn’t have a clear Idea of a car we wanted but needed to stay inside a budget. I was referred by a friend to not waste my time with going to multiple dealership to play the negotiating games. David gave us some recommendations, did some pricing and then came back with an amazing find and deal right under budget. 24 hours later they delivered the car, I signed the paperwork & everything was seamless. They returned my old lease and plates to DMV. Door to door service with no hassle or dealership games. Will def use again in the future! Thank you again!
frank farella
I had a great experience working with Sean at Vantage Auto Group. I wasn’t really looking forward to going through the car-buying process, but Sean made it incredibly easy. He found the exact car I wanted, got me a great deal, and had it delivered right to my driveway, without ever having to deal with a dealership. There was no pressure, no pushing, and no feeling that anyone was trying to take advantage. Everything was smooth, straightforward, and stress-free. I would absolutely recommend Vantage Auto Group to anyone who wants the car-buying experience to be easy and hassle-free.
I had a great experience working with Sean at Vantage Auto Group. I wasn’t really looking forward to going through the car-buying process, but Sean made it incredibly easy. He found the exact car I wanted, got me a great deal, and had it delivered right to my driveway, without ever having to deal with a dealership. There was no pressure, no pushing, and no feeling that anyone was trying to take advantage. Everything was smooth, straightforward, and stress-free. I would absolutely recommend Vantage Auto Group to anyone who wants the car-buying experience to be easy and hassle-free.
Neetu A
Chris Decker
This was the easiest lease that I have done so far. Best part is no back and forth, hours at the dealer and car was delivered to me :)Thank you Sean for all your help!
This was the easiest lease that I have done so far. Best part is no back and forth, hours at the dealer and car was delivered to me :)Thank you Sean for all your help!
Gina Rodrigues
From start to finish, my experience with Vantage Auto Group was nothing short of outstanding. The entire process was smooth, transparent, and completely stress-free—something you don’t often hear when it comes to buying a car! I worked with Sean and he was helpful, honest and quick to respond! Love my new Lyriq!
From start to finish, my experience with Vantage Auto Group was nothing short of outstanding. The entire process was smooth, transparent, and completely stress-free—something you don’t often hear when it comes to buying a car! I worked with Sean and he was helpful, honest and quick to respond! Love my new Lyriq!
Genna Battaglino
Stephen Perrone
A+ across the board, David and his team are professional, upfront, and offer a service that is unmatched when buying a car.Highly recommended!
A+ across the board, David and his team are professional, upfront, and offer a service that is unmatched when buying a car.Highly recommended!
Alex Scarlett
After 30 years of car buying this has been the best experience I’ve had. Sean has been helpful, resourceful and easy to work with. I’ll never go back to the archaic dealership process again.
After 30 years of car buying this has been the best experience I’ve had. Sean has been helpful, resourceful and easy to work with. I’ll never go back to the archaic dealership process again.
Jeremy Scheinker