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How does the lease vs buy math work for NJ buyers?

To compare: add up all lease payments over 3 years (e.g., $350 x 36 = $12,600) plus drive-off costs. For buying, add financing costs (principal + interest) over the same period. The key difference is that lease payments build no equity while loan payments do — but leases avoid depreciation risk on the back end. For most NJ buyers who change vehicles every 3–4 years, leasing wins on total cost.

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I had a great experience working with Elka from Vantage Auto Group. She made the entire car-buying process easy and stress-free. She found the exact vehicle I wanted at a price that beat all the local dealers. When an issue came up with the initial car (on the dealer’s end), she didn’t push it, she pivoted quickly and found me a better option. The car was delivered right to my door, and the paperwork was simple and smooth. Highly recommend Elka if you want someone who truly has your best interests in mind!
I had a great experience working with Elka from Vantage Auto Group. She made the entire car-buying process easy and stress-free. She found the exact vehicle I wanted at a price that beat all the local dealers. When an issue came up with the initial car (on the dealer’s end), she didn’t push it, she pivoted quickly and found me a better option. The car was delivered right to my door, and the paperwork was simple and smooth. Highly recommend Elka if you want someone who truly has your best interests in mind!

Douglas McGreal

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Easy to work with, responsive and made the whole experience worthwhile. I would recommend to anyone to go through Mark and the Vantage team

Easy to work with, responsive and made the whole experience worthwhile. I would recommend to anyone to go through Mark and the Vantage team

Brian Dorney

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We had some unfortunate events with 2 cars, Vantage made it all the difference in getting us back to normal. They were extremely easy to work with, amazing service and attention to detail, and made buying a car a fantastic experience.

We had some unfortunate events with 2 cars, Vantage made it all the difference in getting us back to normal. They were extremely easy to work with, amazing service and attention to detail, and made buying a car a fantastic experience.

Sameer Joglekar

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Vantage auto group hands down made my first experience with a leasing company super easy.I had gave David a few. Vehicles I was interested in and he hooked me up with infiniti with I great monthly payment and basically just paid the taxes if anyone need to lease a vehicle reach out to David and his team . .
Vantage auto group hands down made my first experience with a leasing company super easy.I had gave David a few. Vehicles I was interested in and he hooked me up with infiniti with I great monthly payment and basically just paid the taxes if anyone need to lease a vehicle reach out to David and his team . .

john vitale

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Raymond

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I’ve always used brokers to get my car, It’s definitely much easier than going to the dealers and getting screwed over later.Brandon and his team were a great help In helping me find a car that suited my needs. Although I was a little skeptical, cause I’ve only done it one other time, but the process was quick and easy. I wanted to carbefore February, and Vantage Motor delivered, I mean actually delivered the car to my house.Only thing I had to do was decide which one I wanted. Will definitely be using them again for my next car!

I’ve always used brokers to get my car, It’s definitely much easier than going to the dealers and getting screwed over later.Brandon and his team were a great help In helping me find a car that suited my needs. Although I was a little skeptical, cause I’ve only done it one other time, but the process was quick and easy. I wanted to carbefore February, and Vantage Motor delivered, I mean actually delivered the car to my house.Only thing I had to do was decide which one I wanted. Will definitely be using them again for my next car!

Vincent Zecca

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The entire process from start to finish was handled with class

The entire process from start to finish was handled with class

Donald Blaine

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Excellent client relations. Easy to reach and easy to talk to. Highly recommend.
Excellent client relations. Easy to reach and easy to talk to. Highly recommend.

Garrick Slavick

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