A simple Answer TO yOUr Question
What's a "money factor" and why does it matter?
Money factor is the lease equivalent of an interest rate. To convert to APR: multiply by 2,400. A money factor of 0.00125 = 3% APR. This is negotiable on most brands. Lowering money factor by 0.0001 saves you ~$3-5/month (doesn't sound like much, but that's $108-180 over 3 years).
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The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
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Testimonials
What Our Customers Say
People come for the number. They stay for how easy we make it.
Stacy Sackett
I’ve always used brokers to get my car, It’s definitely much easier than going to the dealers and getting screwed over later.Brandon and his team were a great help In helping me find a car that suited my needs. Although I was a little skeptical, cause I’ve only done it one other time, but the process was quick and easy. I wanted to carbefore February, and Vantage Motor delivered, I mean actually delivered the car to my house.Only thing I had to do was decide which one I wanted. Will definitely be using them again for my next car!
I’ve always used brokers to get my car, It’s definitely much easier than going to the dealers and getting screwed over later.Brandon and his team were a great help In helping me find a car that suited my needs. Although I was a little skeptical, cause I’ve only done it one other time, but the process was quick and easy. I wanted to carbefore February, and Vantage Motor delivered, I mean actually delivered the car to my house.Only thing I had to do was decide which one I wanted. Will definitely be using them again for my next car!
Vincent Zecca
I just leased my new 2026 Nissan Rogue through Vantage Auto Group, and the experience was fast, easy, and completely stress-free. I worked with Charles Serpone, who was prompt, knowledgeable, and professional every step of the way. He listened to what I wanted and helped me get the exact price I was aiming for. I couldn’t be happier with the process — highly recommend Vantage Auto Group and Charles for anyone looking to lease their next vehicle!
I just leased my new 2026 Nissan Rogue through Vantage Auto Group, and the experience was fast, easy, and completely stress-free. I worked with Charles Serpone, who was prompt, knowledgeable, and professional every step of the way. He listened to what I wanted and helped me get the exact price I was aiming for. I couldn’t be happier with the process — highly recommend Vantage Auto Group and Charles for anyone looking to lease their next vehicle!
Michael Tier
Great working with Mark and the whole Vantage team
Great working with Mark and the whole Vantage team
Patrick Ryan
Joshua Osegueda
From start to finish, my experience with Vantage Auto Group was nothing short of outstanding. The entire process was smooth, transparent, and completely stress-free—something you don’t often hear when it comes to buying a car! I worked with Sean and he was helpful, honest and quick to respond! Love my new Lyriq!
From start to finish, my experience with Vantage Auto Group was nothing short of outstanding. The entire process was smooth, transparent, and completely stress-free—something you don’t often hear when it comes to buying a car! I worked with Sean and he was helpful, honest and quick to respond! Love my new Lyriq!
Genna Battaglino
Alan Poller
Great experience from start to finish with the team. Made the process very easy and worked with us through the whole process, answering any and all questions. And actually returned all phone calls and texts. Ended up with the car we wanted at the price we wanted.
Great experience from start to finish with the team. Made the process very easy and worked with us through the whole process, answering any and all questions. And actually returned all phone calls and texts. Ended up with the car we wanted at the price we wanted.
Jeremy Golden
Stacie Wittman