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A simple Answer TO yOUr Question

What's a "money factor" and why does it matter?

Money factor is the lease equivalent of an interest rate. To convert to APR: multiply by 2,400. A money factor of 0.00125 = 3% APR. This is negotiable on most brands. Lowering money factor by 0.0001 saves you ~$3-5/month (doesn't sound like much, but that's $108-180 over 3 years).

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Sean and the team from Vantage Auto made the car buying seamless.
Sean and the team from Vantage Auto made the car buying seamless.

MJ Cestone

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I had the pleasure of working with Sarah to find me a car. She was incredible! I called her needing a car and I had my car within a couple of days, while also meeting my price point and the specific style of car I wanted. Sarah is so approachable, knowledgeable, friendly, and reliable.Vantage Auto Group as a whole is a very dependable company and I couldn't recommend them more. They deliver your car to your house on time and are knowledgeable about the car and any questions that you have. I am so happy with how this process went and recommend Vantage Auto Group to anyone looking for a car!

I had the pleasure of working with Sarah to find me a car. She was incredible! I called her needing a car and I had my car within a couple of days, while also meeting my price point and the specific style of car I wanted. Sarah is so approachable, knowledgeable, friendly, and reliable.Vantage Auto Group as a whole is a very dependable company and I couldn't recommend them more. They deliver your car to your house on time and are knowledgeable about the car and any questions that you have. I am so happy with how this process went and recommend Vantage Auto Group to anyone looking for a car!

Ava Ilyse

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⭐⭐⭐⭐⭐ BEST SHOPPING EXPERIENCE OF MY LIFE Working with Vantage Auto was truly the best car-buying experience of my life! What is normally a tedious and stressful process was transformed into something genuinely joyful thanks to David and Jess, who handled every step with incredible professionalism, expertise, and care. From the very beginning, they were attentive, knowledgeable, and wonderfully easy to work with. They took the time to understand exactly what I was looking for and managed the entire process seamlessly. Every detail was handled thoughtfully, which made the experience feel effortless—and even exciting! And the final moment was such a treat—my new car was delivered right to my house! It was the perfect, celebratory finish to an experience that felt smooth and enjoyable from start to finish. David and Jess truly go above and beyond. Their responsiveness, integrity, and enthusiasm made the entire process feel special. If you are thinking about using Vantage Auto—do it! They turn the chore of car buying into something genuinely delightful. I would never go anywhere else!
⭐⭐⭐⭐⭐ BEST SHOPPING EXPERIENCE OF MY LIFE Working with Vantage Auto was truly the best car-buying experience of my life! What is normally a tedious and stressful process was transformed into something genuinely joyful thanks to David and Jess, who handled every step with incredible professionalism, expertise, and care. From the very beginning, they were attentive, knowledgeable, and wonderfully easy to work with. They took the time to understand exactly what I was looking for and managed the entire process seamlessly. Every detail was handled thoughtfully, which made the experience feel effortless—and even exciting! And the final moment was such a treat—my new car was delivered right to my house! It was the perfect, celebratory finish to an experience that felt smooth and enjoyable from start to finish. David and Jess truly go above and beyond. Their responsiveness, integrity, and enthusiasm made the entire process feel special. If you are thinking about using Vantage Auto—do it! They turn the chore of car buying into something genuinely delightful. I would never go anywhere else!

Meagan Greenberg

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
Vantage Auto Group hands down the best experience buying a car. Elka took care of all the negotiations. She made the process so easy and my car was delivered to my door. I highly recommend Elka and Vantage Auto Group.
Vantage Auto Group hands down the best experience buying a car. Elka took care of all the negotiations. She made the process so easy and my car was delivered to my door. I highly recommend Elka and Vantage Auto Group.

Angela DiMarco

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Easy to work with, responsive and made the whole experience worthwhile. I would recommend to anyone to go through Mark and the Vantage team

Easy to work with, responsive and made the whole experience worthwhile. I would recommend to anyone to go through Mark and the Vantage team

Brian Dorney

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Mark Viegas, my Vantage broker, did an awesome job securing a beautiful 2026 VW TIguan fully loaded with sunroof for a great price! Mark was very patient and was very happy to close the VW deal for me! Delivery by Jordan went smoothly, delivered car right to my home. I would highly recommend Mark Viegas for he was a pleasure to work with! Barbara Casale
Mark Viegas, my Vantage broker, did an awesome job securing a beautiful 2026 VW TIguan fully loaded with sunroof for a great price! Mark was very patient and was very happy to close the VW deal for me! Delivery by Jordan went smoothly, delivered car right to my home. I would highly recommend Mark Viegas for he was a pleasure to work with! Barbara Casale

Barbara Casale

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Mark Viegas is an absolute lifesaver. I truly don’t have the words to express how grateful my husband and I are for such an incredible experience - and such a quick turnaround. After my daughters and I were in a very serious car accident early last week, I knew getting a new vehicle would be overwhelming and stressful.Enter Mark Viegas at Vantage Auto Group. From start to finish, he made the entire process unbelievably simple. We shared exactly what we were looking for, and within 48 hours a brand-new car was delivered straight to our driveway.The days of walking into dealerships and negotiating prices are long gone. I will never go back - and neither should you! If you’re in the market for a new car, I can’t recommend Mark enough - reach out to him. I promise you won’t be disappointed.

Mark Viegas is an absolute lifesaver. I truly don’t have the words to express how grateful my husband and I are for such an incredible experience - and such a quick turnaround. After my daughters and I were in a very serious car accident early last week, I knew getting a new vehicle would be overwhelming and stressful.Enter Mark Viegas at Vantage Auto Group. From start to finish, he made the entire process unbelievably simple. We shared exactly what we were looking for, and within 48 hours a brand-new car was delivered straight to our driveway.The days of walking into dealerships and negotiating prices are long gone. I will never go back - and neither should you! If you’re in the market for a new car, I can’t recommend Mark enough - reach out to him. I promise you won’t be disappointed.

Laura Collins

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Elka was an absolute pleasure to deal with!!! I loathe going to the dealer to get a car with the back and forth nonsense. Leasing a new car should be exciting and Elka made it exciting again. TY!!
Elka was an absolute pleasure to deal with!!! I loathe going to the dealer to get a car with the back and forth nonsense. Leasing a new car should be exciting and Elka made it exciting again. TY!!

Daniel Tichio

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Very easy, hassle free experience getting my new car. A pleasure to do business with, takes the stress away from a usually stressful task.

Very easy, hassle free experience getting my new car. A pleasure to do business with, takes the stress away from a usually stressful task.

Megan Mazzeo

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