Just Text Us

(201) 815-8216

A simple Answer TO yOUr Question

What is the difference between APR and interest rate on a car loan?

The interest rate is the cost of borrowing the principal, expressed as a percentage. APR includes the interest rate plus any fees the lender charges, making it a more complete picture of the total cost of the loan. When comparing offers from multiple lenders, always compare APR to APR.

More FAQs
The Blog

📥 FREE DOWNLOAD

The Smart Buyer's Guide to Leasing vs. Buying in 2026

Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives

Contact Details
Download the Free Guide

Smart move!

Download the guide below, plus we've sent a copy to your inbox.

Download the Guide
Oops! Something went wrong while submitting the form.
Red luxury coupe SUV with tinted windows on a race track with red and white curbs.

Affordable Cars Available Now

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Cars Under $20,000

AS LOW AS
$
/MO
#
Miles
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Shop Great Deals

AS LOW AS
$
/MO
#
Miles
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Delivery by Monday

AS LOW AS
$
/MO
#
Miles
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Shop Fuel Efficient

AS LOW AS
$
/MO
#
Miles
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Silver Kia Niro SUV driving on road with pink blurred flowers in foreground.

Value Tracking

AS LOW AS
$
/MO
#
Miles

No credit impact, view Get personalized insights on your car’s value, so you can time your next car with the most savings.real payments while shopping.

Silver Kia Niro SUV driving on road with pink blurred flowers in foreground.

Learn More
Electric SUV driving on a winding mountain road at sunset with hills and greenery surrounding.

Insurance Coverage

AS LOW AS
$
/MO
#
Miles

Effortless to buy and personalized to you, with coverage deals with Vantage.

Electric SUV driving on a winding mountain road at sunset with hills and greenery surrounding.

Learn More

683

Testimonials

What Our Customers Say

People come for the number. They stay for how easy we make it.

Read About Their Experience
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
$
/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
Vantage auto group made the car buying process simple and painless!
Vantage auto group made the car buying process simple and painless!

Lauren Nissenblatt

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
$
/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

process could not have been easier, everyone should get their car this way - save yourself time and money and the team is great!

process could not have been easier, everyone should get their car this way - save yourself time and money and the team is great!

Jamie Tanker

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
$
/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Had a wonderful experience working with Vantage and Dave A. in particular. Dave came as a referral from a neighbor and he was very straightforward and helpful throughout the entire process. Once I decided to move forward with a lease, Dave was super efficient and we got everything done within a few days!

Had a wonderful experience working with Vantage and Dave A. in particular. Dave came as a referral from a neighbor and he was very straightforward and helpful throughout the entire process. Once I decided to move forward with a lease, Dave was super efficient and we got everything done within a few days!

Kevin Huang

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
$
/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Great customer service! Dave was very responsive and worked hard to find the car we were looking for. His pricing was unbeatable and the vehicle was delivered right to our driveway. There was a small issue with the vehicle from the manufacturer, but Dave and his team have been working hard to rectify it. Goes to show their service doesn’t disappear after delivery, and are committed to developing relationships and making longterm customers.

Great customer service! Dave was very responsive and worked hard to find the car we were looking for. His pricing was unbeatable and the vehicle was delivered right to our driveway. There was a small issue with the vehicle from the manufacturer, but Dave and his team have been working hard to rectify it. Goes to show their service doesn’t disappear after delivery, and are committed to developing relationships and making longterm customers.

Eric A

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
$
/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Had the absolute smoothest and informative process working with David. He got me an excellent price well within was I was hoping spend after a dealer quoted me WAY more. Appreciate him and his team so much for making this process not stressful at all. Anyone looking to buy a car, use Vantage!!

Had the absolute smoothest and informative process working with David. He got me an excellent price well within was I was hoping spend after a dealer quoted me WAY more. Appreciate him and his team so much for making this process not stressful at all. Anyone looking to buy a car, use Vantage!!

Corinne Antonelli

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
$
/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

From start to finish, my experience with Vantage Auto Group was nothing short of outstanding. The entire process was smooth, transparent, and completely stress-free—something you don’t often hear when it comes to buying a car! I worked with Sean and he was helpful, honest and quick to respond! Love my new Lyriq!

From start to finish, my experience with Vantage Auto Group was nothing short of outstanding. The entire process was smooth, transparent, and completely stress-free—something you don’t often hear when it comes to buying a car! I worked with Sean and he was helpful, honest and quick to respond! Love my new Lyriq!

Genna Battaglino

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
$
/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Best car buying experience however the people were more than gracious, polite, timely, and Health with every single detail of the lease experience. I cannot recommend them enough.

Best car buying experience however the people were more than gracious, polite, timely, and Health with every single detail of the lease experience. I cannot recommend them enough.

d morgan

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
$
/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
Highly recommended for their professionalism, keeping me updated and helping me find the exact car I wanted. The customer service is second to none. Vantage Auto I can't thank you enough for going the extra mile to make me one happy customer.
Highly recommended for their professionalism, keeping me updated and helping me find the exact car I wanted. The customer service is second to none. Vantage Auto I can't thank you enough for going the extra mile to make me one happy customer.

Rita Gutman

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

AS LOW AS
$
/MO
#
Miles

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
Elka was a great salesperson! She listened to what we wanted and was able to get us into a new car that we could afford and wanted. Made everything smooth. Highly recommended!
Elka was a great salesperson! She listened to what we wanted and was able to get us into a new car that we could afford and wanted. Made everything smooth. Highly recommended!

Kevin Chester

Previous
Next