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Are EV insurance rates higher than gas car rates?

EV insurance rates are often slightly higher than equivalent gas vehicles due to higher repair costs for battery and technology components. However, the difference varies widely by model and insurer, and some drivers find their rates are comparable after shopping around.

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The Smart Buyer's Guide to Leasing vs. Buying in 2026

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✓ When to lease vs. buy
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✓ Tax benefits for business owners
✓ Current manufacturer incentives

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Affordable Cars Available Now

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Cars Under $20,000

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Shop Great Deals

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Delivery by Monday

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Shop Fuel Efficient

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Value Tracking

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No credit impact, view Get personalized insights on your car’s value, so you can time your next car with the most savings.real payments while shopping.

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Insurance Coverage

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Effortless to buy and personalized to you, with coverage deals with Vantage.

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Testimonials

What Our Customers Say

People come for the number. They stay for how easy we make it.

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Vantage auto group made the car buying process simple and painless!
Vantage auto group made the car buying process simple and painless!

Lauren Nissenblatt

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
Using Vantage simplifies purchasing a new car and ending a lease. The new car and the paperwork is brought to you and they take away the old leased vehicle. It takes10 minutes. They shop among many dealers to find the best value. Very Satisfied.
Using Vantage simplifies purchasing a new car and ending a lease. The new car and the paperwork is brought to you and they take away the old leased vehicle. It takes10 minutes. They shop among many dealers to find the best value. Very Satisfied.

Stephen Perrone

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Denis Lipari

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

process could not have been easier, everyone should get their car this way - save yourself time and money and the team is great!

process could not have been easier, everyone should get their car this way - save yourself time and money and the team is great!

Jamie Tanker

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Great service! Sean worked with me over a couple of weeks to get a car that fit my budget and that I love. They delivered the car right to my house with a full tank of gas, signed some paper work and I was done. 100% would recommend.

Great service! Sean worked with me over a couple of weeks to get a car that fit my budget and that I love. They delivered the car right to my house with a full tank of gas, signed some paper work and I was done. 100% would recommend.

Peter Foltz

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

David Goldstein and his team are great. He was always available and responsive whenever I voiced a concern. He was quick to answer questions, which was extremely helpful it making decisions as I did not need to wait long to connect with him. I highly recommend connecting with David the next time you are looking for a vehicle!

David Goldstein and his team are great. He was always available and responsive whenever I voiced a concern. He was quick to answer questions, which was extremely helpful it making decisions as I did not need to wait long to connect with him. I highly recommend connecting with David the next time you are looking for a vehicle!

Joseph Bestreich

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
From start to finish, purchasing my new Jeep was seamless and refreshingly honest. Every question was answered clearly with zero pressure, and I really appreciated the straight talk. An easy, smart decision all around.
From start to finish, purchasing my new Jeep was seamless and refreshingly honest. Every question was answered clearly with zero pressure, and I really appreciated the straight talk. An easy, smart decision all around.

Lisa Salzberg

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

From start to finish, it was a It was a “great experience buying a car“. Who knew? The people at Vantage were thorough and very quick.The Car was delivered into our driveway and a great guy got me signed up, paired up & familiar with the dash.I only wish I had some cash on me for a tip!

From start to finish, it was a It was a “great experience buying a car“. Who knew? The people at Vantage were thorough and very quick.The Car was delivered into our driveway and a great guy got me signed up, paired up & familiar with the dash.I only wish I had some cash on me for a tip!

Gerard McDonald

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

I've loved working with Vantage for my last two cars. It's so much better than having to go to multiple dealerships and haggle to get the right make, model and price you're looking for. Their customer service and quick turnaround to getting a car delivered to your door is incredible. Highly recommend them for your car shopping needs!!

I've loved working with Vantage for my last two cars. It's so much better than having to go to multiple dealerships and haggle to get the right make, model and price you're looking for. Their customer service and quick turnaround to getting a car delivered to your door is incredible. Highly recommend them for your car shopping needs!!

Scott Wolinsky

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