A simple Answer TO yOUr Question
Can I refinance my Carvana loan after buying?
Absolutely. Most buyers can refinance their Carvana loan through a local bank or credit union within 60-90 days of purchase. There is typically no prepayment penalty on Carvana loans. If your credit is decent, refinancing can drop your rate by 3-6 percentage points, saving you thousands over the life of the loan.
📥 FREE DOWNLOAD
The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
Smart move!
Download the guide below, plus we've sent a copy to your inbox.

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