A simple Answer TO yOUr Question
Will checking my own credit score hurt my chances of getting approved?
Checking your own credit is a soft inquiry and has zero impact on your score. Only hard inquiries — initiated by a lender when you formally apply for credit — affect your score, and even then the impact is usually small and temporary. You can check your own credit as many times as you want before applying for a lease without any downside. Knowing your score ahead of time is smart, not risky.
📥 FREE DOWNLOAD
The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
Smart move!
Download the guide below, plus we've sent a copy to your inbox.

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