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Does a longer loan term increase APR?

Not automatically, but longer loan terms often carry higher APRs because the lender's money is at risk for a longer period. A 72-month loan will frequently have a higher APR than a 48-month loan for the same borrower and vehicle. Longer terms also result in significantly more total interest paid over the life of the loan.

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Testimonials

What Our Customers Say

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My wife and I have been working with Dave and Vantage Auto Group for over 5 years now, across 7 cars for our family, and the experience has been consistently outstanding. Dave is always professional, thorough, and a true advocate for his clients. His persistence and dedication make the process smooth and stress-free, and he takes the time to ensure every detail is handled with care.I’ve personally recommended Dave and Vantage to several friends, and they’ve had the same positive experience. His staff is punctual, cordial, and a pleasure to work with, bringing a level of service that goes far beyond what you’d expect from traditional, impersonal salespeople.Dave and his team truly take it to a new level. If you’re looking for a trusted partner in the car shopping process, I highly recommend Vantage Auto Group.

My wife and I have been working with Dave and Vantage Auto Group for over 5 years now, across 7 cars for our family, and the experience has been consistently outstanding. Dave is always professional, thorough, and a true advocate for his clients. His persistence and dedication make the process smooth and stress-free, and he takes the time to ensure every detail is handled with care.I’ve personally recommended Dave and Vantage to several friends, and they’ve had the same positive experience. His staff is punctual, cordial, and a pleasure to work with, bringing a level of service that goes far beyond what you’d expect from traditional, impersonal salespeople.Dave and his team truly take it to a new level. If you’re looking for a trusted partner in the car shopping process, I highly recommend Vantage Auto Group.

Gus Torres

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

David Wagoner was referred to me by a co-worker. All I can say is wow. We were under a tight timeline to purchase a vehicle, and from our initial interaction late Thursday afternoon through the delivery of our vehicle Monday afternoon, David and Vantage Auto Group were transparent, quick, and provided excellent customer service throughout! Strongly recommend!

David Wagoner was referred to me by a co-worker. All I can say is wow. We were under a tight timeline to purchase a vehicle, and from our initial interaction late Thursday afternoon through the delivery of our vehicle Monday afternoon, David and Vantage Auto Group were transparent, quick, and provided excellent customer service throughout! Strongly recommend!

Craig K

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I’ve had multiple transactions with this dealership and every experience has been excellent. The team is professional, responsive, and consistently follows through on everything they promise. From the initial conversation to delivery and post-sale support, the process has always been smooth and transparent. It’s clear they value long-term relationships, not just one-time sales. I will continue to come back because I trust them
I’ve had multiple transactions with this dealership and every experience has been excellent. The team is professional, responsive, and consistently follows through on everything they promise. From the initial conversation to delivery and post-sale support, the process has always been smooth and transparent. It’s clear they value long-term relationships, not just one-time sales. I will continue to come back because I trust them

Mike Liloia

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Great working with Mark and the whole Vantage team

Great working with Mark and the whole Vantage team

Patrick Ryan

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Great experience with Vantage. Was able to avoid the hassle of going to multiple car dealerships and the service was great. They Dropped off my new car, picked up my trade in and handed me a check. Will definitely use them in the future.

Great experience with Vantage. Was able to avoid the hassle of going to multiple car dealerships and the service was great. They Dropped off my new car, picked up my trade in and handed me a check. Will definitely use them in the future.

Stephen Stanton

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alexandra monard

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Vantage was top notch. Not only did they take care of my car perfectly they also delivered it to me without having to even ask!! I’ll def be using them for all my car needs moving forward!!!
Vantage was top notch. Not only did they take care of my car perfectly they also delivered it to me without having to even ask!! I’ll def be using them for all my car needs moving forward!!!

Josh Baker

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

The experience was great working with Dave and his team. I hate buying cars but this changed it for me - Thanks everyone!

The experience was great working with Dave and his team. I hate buying cars but this changed it for me - Thanks everyone!

Michael Fonseca

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Very smooth process and car was delivered on time and the driver and sales rep were very nice and easy to work with!

Very smooth process and car was delivered on time and the driver and sales rep were very nice and easy to work with!

David Tingle

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