A simple Answer TO yOUr Question
Does a longer loan term increase APR?
Not automatically, but longer loan terms often carry higher APRs because the lender's money is at risk for a longer period. A 72-month loan will frequently have a higher APR than a 48-month loan for the same borrower and vehicle. Longer terms also result in significantly more total interest paid over the life of the loan.
📥 FREE DOWNLOAD
The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
Smart move!
Download the guide below, plus we've sent a copy to your inbox.
Affordable Cars Available Now
Eyebrow Text Here
Value Tracking
No credit impact, view Get personalized insights on your car’s value, so you can time your next car with the most savings.real payments while shopping.
Review quote goes here.
Review quote goes here.
Fname Lname
Eyebrow Text Here
Insurance Coverage
Effortless to buy and personalized to you, with coverage deals with Vantage.
Review quote goes here.
Review quote goes here.
Fname Lname
600+ Testimonials
What Our Customers Say
People come for the number. They stay for how easy we make it.
Eyebrow Text Here
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.
Chris Decker
Eyebrow Text Here
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.
I had an absolutely amazing experience with David and Jess at Vantage Auto Group. They got me the exact car I wanted at the best possible price—and did it all within a day. The entire process was seamless, stress-free, and incredibly efficient. From start to finish, everything was handled with professionalism and transparency, and the delivery was so effortless it almost felt too easy. I couldn’t be happier and highly recommend!
I had an absolutely amazing experience with David and Jess at Vantage Auto Group. They got me the exact car I wanted at the best possible price—and did it all within a day. The entire process was seamless, stress-free, and incredibly efficient. From start to finish, everything was handled with professionalism and transparency, and the delivery was so effortless it almost felt too easy. I couldn’t be happier and highly recommend!
Melissa Salerno
Eyebrow Text Here
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.
Great working with Mark and the whole Vantage team
Great working with Mark and the whole Vantage team
Patrick Ryan
Eyebrow Text Here
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.
Amanda Rodrigues
Eyebrow Text Here
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.
From start to finish, purchasing my new Jeep was seamless and refreshingly honest. Every question was answered clearly with zero pressure, and I really appreciated the straight talk. An easy, smart decision all around.
From start to finish, purchasing my new Jeep was seamless and refreshingly honest. Every question was answered clearly with zero pressure, and I really appreciated the straight talk. An easy, smart decision all around.
Lisa Salzberg
Eyebrow Text Here
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.
Sean was amazing to work with! Getting a new car was so quick and easy. I never thought it would be so painless. I am thrilled with my new car and it's all thanks to Sean!
Sean was amazing to work with! Getting a new car was so quick and easy. I never thought it would be so painless. I am thrilled with my new car and it's all thanks to Sean!
Sara Lombardo
Eyebrow Text Here
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.
Sean was just fantastic to work with! We secured our new Volvo lease through him, and he was attentive and friendly every step of the way. He made the experience great and answered any questions we had in a timely manner.
Sean was just fantastic to work with! We secured our new Volvo lease through him, and he was attentive and friendly every step of the way. He made the experience great and answered any questions we had in a timely manner.
Nina Ramadan Patel
Eyebrow Text Here
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.
Dave was a pleasure to work with; simple, easy, and straight to the point. The car is beautiful - will definitely be using him again. Thank you!!!
Dave was a pleasure to work with; simple, easy, and straight to the point. The car is beautiful - will definitely be using him again. Thank you!!!
Brittany Smith
Eyebrow Text Here
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.
Working with Vantage Auto Group was a real pleasure. They made the leasing process easy, without any of the normal stress of going to and dealing with the dealership. This is my second time working with Dave and his staff and it was as smooth the second time as it was with the first lease.
Working with Vantage Auto Group was a real pleasure. They made the leasing process easy, without any of the normal stress of going to and dealing with the dealership. This is my second time working with Dave and his staff and it was as smooth the second time as it was with the first lease.
William Jenkins