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A simple Answer TO yOUr Question

Does a longer loan term increase APR?

Not automatically, but longer loan terms often carry higher APRs because the lender's money is at risk for a longer period. A 72-month loan will frequently have a higher APR than a 48-month loan for the same borrower and vehicle. Longer terms also result in significantly more total interest paid over the life of the loan.

📥 FREE DOWNLOAD

The Smart Buyer's Guide to Leasing vs. Buying in 2026

Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives

Smart move!

Download the guide below, plus we've sent a copy to your inbox.

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Affordable Cars Available Now

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Cars Under $20,000

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Shop Great Deals

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Delivery by Monday

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Shop Fuel Efficient

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Value Tracking

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No credit impact, view Get personalized insights on your car’s value, so you can time your next car with the most savings.real payments while shopping.

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Insurance Coverage

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Effortless to buy and personalized to you, with coverage deals with Vantage.

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660+ Testimonials

What Our Customers Say

People come for the number. They stay for how easy we make it.

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Vantage was top notch. Not only did they take care of my car perfectly they also delivered it to me without having to even ask!! I’ll def be using them for all my car needs moving forward!!!

Vantage was top notch. Not only did they take care of my car perfectly they also delivered it to me without having to even ask!! I’ll def be using them for all my car needs moving forward!!!

Josh Baker

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Excellent service!! Made the process of finding and leasing a car effortless! Third time using David. Thanks for everything!!

Excellent service!! Made the process of finding and leasing a car effortless! Third time using David. Thanks for everything!!

Stacy Sackett

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I had an outstanding experience leasing my car from Vantage Group. From start to finish, the process was seamless and stress-free. I wholeheartedly recommend them to anyone looking for a smooth and enjoyable car-buying experience!

I had an outstanding experience leasing my car from Vantage Group. From start to finish, the process was seamless and stress-free. I wholeheartedly recommend them to anyone looking for a smooth and enjoyable car-buying experience!

Stefanie Jurista

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Using Vantage simplifies purchasing a new car and ending a lease. The new car and the paperwork is brought to you and they take away the old leased vehicle. It takes10 minutes. They shop among many dealers to find the best value. Very Satisfied.

Using Vantage simplifies purchasing a new car and ending a lease. The new car and the paperwork is brought to you and they take away the old leased vehicle. It takes10 minutes. They shop among many dealers to find the best value. Very Satisfied.

Stephen Perrone

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Sean and the team are fantastic, and make a complicated process really easy. Not to mention they got us a lease deal on our new jeep at a better price than what we’ve been paying the last 4 years… can’t thank them enough!

Sean and the team are fantastic, and make a complicated process really easy. Not to mention they got us a lease deal on our new jeep at a better price than what we’ve been paying the last 4 years… can’t thank them enough!

Karlyle Saur

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Mark Viegas, my Vantage broker, did an awesome job securing a beautiful 2026 VW TIguan fully loaded with sunroof for a great price! Mark was very patient and was very happy to close the VW deal for me! Delivery by Jordan went smoothly, delivered car right to my home. I would highly recommend Mark Viegas for he was a pleasure to work with! Barbara Casale

Mark Viegas, my Vantage broker, did an awesome job securing a beautiful 2026 VW TIguan fully loaded with sunroof for a great price! Mark was very patient and was very happy to close the VW deal for me! Delivery by Jordan went smoothly, delivered car right to my home. I would highly recommend Mark Viegas for he was a pleasure to work with! Barbara Casale

Barbara Casale

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Nomi Hassan

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Sarah was great! She really helped us get into the exact car we were looking for. I was shocked how fast and seamless the whole process went. Would recommend her to anyone looking for a new car.

Sarah was great! She really helped us get into the exact car we were looking for. I was shocked how fast and seamless the whole process went. Would recommend her to anyone looking for a new car.

Jeff Freitag

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