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What is a good APR for a car loan in 2026?

A good APR depends on your credit score. For excellent credit (750+), expect 3.5-5.5% on a new car. For good credit (700-749), 5.5-7.5%. For fair credit (650-699), 7.5-11%. Used car rates run 2-4% higher across all tiers.

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The Smart Buyer's Guide to Leasing vs. Buying in 2026

Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives

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What Our Customers Say

People come for the number. They stay for how easy we make it.

Read About Their Experience
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I wish I knew leasing a car could be this easy years ago! I still can’t believe how seamless my experience was with Sean. He was extremely responsive and got me the best price compared to other dealers I had been talking to. The delivery of the car was on the exact day and time I asked for, even though it was a national holiday. I have already referred him to so many of my friends and family. So glad someone referred me to Sean. All the stress that comes with buying/leasing a car is now a thing of the past!

I wish I knew leasing a car could be this easy years ago! I still can’t believe how seamless my experience was with Sean. He was extremely responsive and got me the best price compared to other dealers I had been talking to. The delivery of the car was on the exact day and time I asked for, even though it was a national holiday. I have already referred him to so many of my friends and family. So glad someone referred me to Sean. All the stress that comes with buying/leasing a car is now a thing of the past!

Ilana Gutman

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Our experience with Vantage was extraordinary. Unexpectedly we found ourselves in a panic when our car just stopped and it was clear to us that we needed a new car! Our son recommended Mark Viegas and from start to finish, each step was seamless. Every person we encountered was professional , knowledgeable and excellent at their job. We were able to sell our original car and purchase a new car without any stress. We highly recommend Vantage Auto Group, Many Thanks for making this experience such a positive one Brad was also a pleasure to work with making sure the delivery was seamless

Our experience with Vantage was extraordinary. Unexpectedly we found ourselves in a panic when our car just stopped and it was clear to us that we needed a new car! Our son recommended Mark Viegas and from start to finish, each step was seamless. Every person we encountered was professional , knowledgeable and excellent at their job. We were able to sell our original car and purchase a new car without any stress. We highly recommend Vantage Auto Group, Many Thanks for making this experience such a positive one Brad was also a pleasure to work with making sure the delivery was seamless

Maureen Dorney

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David and his team were excellent to work with! They were able to get me an incredible deal and walked me through each step of the process. Everything was transparent and efficient. I will come back for all future auto needs!!

David and his team were excellent to work with! They were able to get me an incredible deal and walked me through each step of the process. Everything was transparent and efficient. I will come back for all future auto needs!!

Sandeep Rajpal

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I've loved working with Vantage for my last two cars. It's so much better than having to go to multiple dealerships and haggle to get the right make, model and price you're looking for. Their customer service and quick turnaround to getting a car delivered to your door is incredible. Highly recommend them for your car shopping needs!!

I've loved working with Vantage for my last two cars. It's so much better than having to go to multiple dealerships and haggle to get the right make, model and price you're looking for. Their customer service and quick turnaround to getting a car delivered to your door is incredible. Highly recommend them for your car shopping needs!!

Scott Wolinsky

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Great customer service! Dave was very responsive and worked hard to find the car we were looking for. His pricing was unbeatable and the vehicle was delivered right to our driveway. There was a small issue with the vehicle from the manufacturer, but Dave and his team have been working hard to rectify it. Goes to show their service doesn’t disappear after delivery, and are committed to developing relationships and making longterm customers.

Great customer service! Dave was very responsive and worked hard to find the car we were looking for. His pricing was unbeatable and the vehicle was delivered right to our driveway. There was a small issue with the vehicle from the manufacturer, but Dave and his team have been working hard to rectify it. Goes to show their service doesn’t disappear after delivery, and are committed to developing relationships and making longterm customers.

Eric A

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Excellent service and knowledgeable reps
Excellent service and knowledgeable reps

Mary Morris

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Wow! I just had my car delivered after maintenance and I couldn’t be happier. Not only did they give me a super reasonable price, the staff were phenomenal and extremely easy to work with. What a fantastic high-quality service! They even detailed my car! I can’t recommend Vantage highly enough! I will never work with anyone else. 10/10 service!

Wow! I just had my car delivered after maintenance and I couldn’t be happier. Not only did they give me a super reasonable price, the staff were phenomenal and extremely easy to work with. What a fantastic high-quality service! They even detailed my car! I can’t recommend Vantage highly enough! I will never work with anyone else. 10/10 service!

Meagan Greenberg

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We had some unfortunate events with 2 cars, Vantage made it all the difference in getting us back to normal. They were extremely easy to work with, amazing service and attention to detail, and made buying a car a fantastic experience.

We had some unfortunate events with 2 cars, Vantage made it all the difference in getting us back to normal. They were extremely easy to work with, amazing service and attention to detail, and made buying a car a fantastic experience.

Sameer Joglekar

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Purchase went smoothly and stress-free

Purchase went smoothly and stress-free

Carol Roseto

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