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What is a good APR for a car loan in 2026?

A good APR depends on your credit score. For excellent credit (750+), expect 3.5-5.5% on a new car. For good credit (700-749), 5.5-7.5%. For fair credit (650-699), 7.5-11%. Used car rates run 2-4% higher across all tiers.

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✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives

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We had some unfortunate events with 2 cars, Vantage made it all the difference in getting us back to normal. They were extremely easy to work with, amazing service and attention to detail, and made buying a car a fantastic experience.

We had some unfortunate events with 2 cars, Vantage made it all the difference in getting us back to normal. They were extremely easy to work with, amazing service and attention to detail, and made buying a car a fantastic experience.

Sameer Joglekar

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Excellent service!! Made the process of finding and leasing a car effortless! Third time using David. Thanks for everything!!
Excellent service!! Made the process of finding and leasing a car effortless! Third time using David. Thanks for everything!!

Stacy Sackett

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Outstanding service and experience!Many thanks Sean for getting me a great deal and hassle-free experience. 👍👍

Outstanding service and experience!Many thanks Sean for getting me a great deal and hassle-free experience. 👍👍

Sinuhe Valle

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Kristin Steinmetz

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Cannot say enough good things. Highly recommend David Goldstein. He actually made buying a car a pleasant experience!! I will never step foot in a dealership again!

Cannot say enough good things. Highly recommend David Goldstein. He actually made buying a car a pleasant experience!! I will never step foot in a dealership again!

Dana Wolff

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HIGHLY RECOMMEND giving Vantage Auto Group a shot — you won’t be disappointed!!Words like “trustworthy” and “transparent” don’t usually come to mind when people think of car brokers or car salesmen… but Vantage Auto is changing that. They’re redefining the standard and restoring trust in this industry by proving that good, honest people still exist in the car business.They’re easy to deal with, efficient, communicative, and just all-around FAIR and GREAT to work with!

HIGHLY RECOMMEND giving Vantage Auto Group a shot — you won’t be disappointed!!Words like “trustworthy” and “transparent” don’t usually come to mind when people think of car brokers or car salesmen… but Vantage Auto is changing that. They’re redefining the standard and restoring trust in this industry by proving that good, honest people still exist in the car business.They’re easy to deal with, efficient, communicative, and just all-around FAIR and GREAT to work with!

Jacob Stoehr

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I just had a really great experience with Deborah getting a new car. The whole experience could not have been easier. I highly recommend and will definitely be working with them again.

I just had a really great experience with Deborah getting a new car. The whole experience could not have been easier. I highly recommend and will definitely be working with them again.

Timothy Norsworthy

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I rarely write any reviews, I do find it necessary that I write one this time.I haven't purchased a new vehicle for quite some time. When I decided to move forward I dreaded the thought of having to go through the process of dealing with multiple dealerships, gathering quotes etc. and having to deal with pushy, non-transparent sales and finance people. Don't get me wrong, not all dealerships are that way or have staff looking to make big profit margins. If you've bought or leased any vehicle, you know those sales and finance guys are out there looking to make the absolute most profit possible. They get you going this way and that way. That's their business, to make money, I get that but the frustration, time and effort just isn't worth it to me.So, with that said, I was told by Brandon an employee of Vantage Auto Group to give them a try. Tommy C. was my contact and I have to say, from day one this was the best experience I had ever had with purchasing a new vehicle. No hassle, no frustration, no running back and forth to dealerships. Everything was taken care of with the utmost professionalism, transparency in order to satisfy the customer (Me). Aside from a minor setback which was corrected immediately, Tommy came through with the new truck that I was looking for. Hassle free, I received delivery even with a little parting gift which was very much appreciated.I am 100% satisfied and would highly recommend using Vantage Auto Group for your next lease or purchase of a new/used vehicle.Thanks again Tommy and All at Vantage Auto GroupA Happy customerAndy

I rarely write any reviews, I do find it necessary that I write one this time.I haven't purchased a new vehicle for quite some time. When I decided to move forward I dreaded the thought of having to go through the process of dealing with multiple dealerships, gathering quotes etc. and having to deal with pushy, non-transparent sales and finance people. Don't get me wrong, not all dealerships are that way or have staff looking to make big profit margins. If you've bought or leased any vehicle, you know those sales and finance guys are out there looking to make the absolute most profit possible. They get you going this way and that way. That's their business, to make money, I get that but the frustration, time and effort just isn't worth it to me.So, with that said, I was told by Brandon an employee of Vantage Auto Group to give them a try. Tommy C. was my contact and I have to say, from day one this was the best experience I had ever had with purchasing a new vehicle. No hassle, no frustration, no running back and forth to dealerships. Everything was taken care of with the utmost professionalism, transparency in order to satisfy the customer (Me). Aside from a minor setback which was corrected immediately, Tommy came through with the new truck that I was looking for. Hassle free, I received delivery even with a little parting gift which was very much appreciated.I am 100% satisfied and would highly recommend using Vantage Auto Group for your next lease or purchase of a new/used vehicle.Thanks again Tommy and All at Vantage Auto GroupA Happy customerAndy

Andy Weber

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Vantage Auto Group hands down the best experience buying a car. Elka took care of all the negotiations. She made the process so easy and my car was delivered to my door. I highly recommend Elka and Vantage Auto Group.
Vantage Auto Group hands down the best experience buying a car. Elka took care of all the negotiations. She made the process so easy and my car was delivered to my door. I highly recommend Elka and Vantage Auto Group.

Angela DiMarco

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