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How does Carvana handle my car loan payoff?

If you have an outstanding loan, Carvana contacts your lender directly, pays off the balance, and sends you any remaining equity by check or ACH. You do not need to pay off the loan before the sale. The process may take a few extra business days while your lender processes the lien release.

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The Smart Buyer's Guide to Leasing vs. Buying in 2026

Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives

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David Wagoner was referred to me by a co-worker. All I can say is wow. We were under a tight timeline to purchase a vehicle, and from our initial interaction late Thursday afternoon through the delivery of our vehicle Monday afternoon, David and Vantage Auto Group were transparent, quick, and provided excellent customer service throughout! Strongly recommend!

David Wagoner was referred to me by a co-worker. All I can say is wow. We were under a tight timeline to purchase a vehicle, and from our initial interaction late Thursday afternoon through the delivery of our vehicle Monday afternoon, David and Vantage Auto Group were transparent, quick, and provided excellent customer service throughout! Strongly recommend!

Craig K

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Heymi helped with the whole procedure and was very kind

Heymi helped with the whole procedure and was very kind

David Segarra

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First-rate experience with Dave and the team at Vantage. We had several conversations walking through multiple options until we found the perfect fit for my wife. They were incredibly efficient, responsive, and provided true white-glove service.
First-rate experience with Dave and the team at Vantage. We had several conversations walking through multiple options until we found the perfect fit for my wife. They were incredibly efficient, responsive, and provided true white-glove service.

Zach Messing

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Outstanding experience from beginning to end. Hard to beat excellent customer service and attractive prices. Highly recommend.

Outstanding experience from beginning to end. Hard to beat excellent customer service and attractive prices. Highly recommend.

Hank D'alessandro

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Kristin Steinmetz

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I'm very happy to have chosen Vantage AutoGroup..made my buying experience very easy.met my expectations..thank you Omar and the rest of the team.

I'm very happy to have chosen Vantage AutoGroup..made my buying experience very easy.met my expectations..thank you Omar and the rest of the team.

jose cruz

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We had some unfortunate events with 2 cars, Vantage made it all the difference in getting us back to normal. They were extremely easy to work with, amazing service and attention to detail, and made buying a car a fantastic experience.

We had some unfortunate events with 2 cars, Vantage made it all the difference in getting us back to normal. They were extremely easy to work with, amazing service and attention to detail, and made buying a car a fantastic experience.

Sameer Joglekar

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All the hassles & time consumption in buying a new vehicle were nil, because Vantage Auto Group took care of everything & delivered the vehicle I wanted

All the hassles & time consumption in buying a new vehicle were nil, because Vantage Auto Group took care of everything & delivered the vehicle I wanted

Robert Murphy

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Leased a brand new VW Tiguan for my daughter’s 17th birthday. Great pricing! Excellent service! No problem. Will recommend and come back when lease expires. Great job!

Leased a brand new VW Tiguan for my daughter’s 17th birthday. Great pricing! Excellent service! No problem. Will recommend and come back when lease expires. Great job!

Robert Kogan

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