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Is gap insurance worth it on a new car?

Gap insurance is worth it if you put less than 20% down, have a loan longer than 48 months, or financed negative equity from a previous vehicle. If you made a large down payment or drive a vehicle that holds its value well, you probably do not need it.

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The Smart Buyer's Guide to Leasing vs. Buying in 2026

Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives

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Affordable Cars Available Now

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Cars Under $20,000

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

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Delivery by Monday

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Shop Fuel Efficient

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Value Tracking

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No credit impact, view Get personalized insights on your car’s value, so you can time your next car with the most savings.real payments while shopping.

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Insurance Coverage

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Effortless to buy and personalized to you, with coverage deals with Vantage.

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Testimonials

What Our Customers Say

People come for the number. They stay for how easy we make it.

Read About Their Experience
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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

We just bought our 3rd car from Dave and his group. They make it so easy not having to go to a dealer, I wouldn't do it any other way. You tell them exactly what you want, they find it, get you a great deal and deliver it.....need I say more!!! Dave is a true professional.

We just bought our 3rd car from Dave and his group. They make it so easy not having to go to a dealer, I wouldn't do it any other way. You tell them exactly what you want, they find it, get you a great deal and deliver it.....need I say more!!! Dave is a true professional.

John Pepe

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Vantage made the leasing process so easy and worked closely with us to get my wife the exact car she wanted!! We were thrilled with the customer service from Jess and David, and love the car!!

Vantage made the leasing process so easy and worked closely with us to get my wife the exact car she wanted!! We were thrilled with the customer service from Jess and David, and love the car!!

Ari Shenkman

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
Working with Sean was seamless from beginning to end! I was undecided as to which new car I wanted to select and Sean gave me so many options to consider with the details explicitly stated. I had gone to several dealerships prior to meeting up with Sean and he was able to offer me tremendous deals. Sean is professional, quick to respond, and detailed oriented. My new car was delivered to my driveway at home by one of the Vantage Group drivers, Brandon. He was able to instruct me on all the new features of the car. He was also professional and patient. I highly recommend working with Sean and the team at Advantage Auto Group!
Working with Sean was seamless from beginning to end! I was undecided as to which new car I wanted to select and Sean gave me so many options to consider with the details explicitly stated. I had gone to several dealerships prior to meeting up with Sean and he was able to offer me tremendous deals. Sean is professional, quick to respond, and detailed oriented. My new car was delivered to my driveway at home by one of the Vantage Group drivers, Brandon. He was able to instruct me on all the new features of the car. He was also professional and patient. I highly recommend working with Sean and the team at Advantage Auto Group!

Carole Brotspies

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
Deborah Amster is a fantastic car sales professional. Easy to work with, straight forward, cares about customer service and making the car buying experience painless. She’s a true consultant. Thank you, Deb!
Deborah Amster is a fantastic car sales professional. Easy to work with, straight forward, cares about customer service and making the car buying experience painless. She’s a true consultant. Thank you, Deb!

Konstantin Novodvorsky

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Sean and the Vantage team made leasing a new car an easy experience. Would definitely recommend.

Sean and the Vantage team made leasing a new car an easy experience. Would definitely recommend.

Kevin Brotspies

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Wow! I just had my car delivered after maintenance and I couldn’t be happier. Not only did they give me a super reasonable price, the staff were phenomenal and extremely easy to work with. What a fantastic high-quality service! They even detailed my car! I can’t recommend Vantage highly enough! I will never work with anyone else. 10/10 service!

Wow! I just had my car delivered after maintenance and I couldn’t be happier. Not only did they give me a super reasonable price, the staff were phenomenal and extremely easy to work with. What a fantastic high-quality service! They even detailed my car! I can’t recommend Vantage highly enough! I will never work with anyone else. 10/10 service!

Meagan Greenberg

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
This is a GREAT firm! Sean and his team are the best! I shopped for a long time and could not make up my mind. Sean had incredible patience with me despite my waffling back and forth. When I finally decided, it was completely painless. By far the most painless car buying I have ever done. No dealer nonsense, no games. I got a great price with no aggravation. They will deliver the car if thats what you want. Sean and his team are super flexible and accommodating. Would not hesitate to use them again.
This is a GREAT firm! Sean and his team are the best! I shopped for a long time and could not make up my mind. Sean had incredible patience with me despite my waffling back and forth. When I finally decided, it was completely painless. By far the most painless car buying I have ever done. No dealer nonsense, no games. I got a great price with no aggravation. They will deliver the car if thats what you want. Sean and his team are super flexible and accommodating. Would not hesitate to use them again.

JW P

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
Had a great smooth experience. Deborah Amster was amazing! Stress free and hassle free process. Told her what I was looking for and she found it that same day. Thank you for making this such an easy process.
Had a great smooth experience. Deborah Amster was amazing! Stress free and hassle free process. Told her what I was looking for and she found it that same day. Thank you for making this such an easy process.

Joshua Osegueda

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

S/O to Oscar and his team! They put me in the exact car I wanted for a great price in less than 3 days in the next state over. I’d highly recommend to anyone in the market to purchasing a new car.

S/O to Oscar and his team! They put me in the exact car I wanted for a great price in less than 3 days in the next state over. I’d highly recommend to anyone in the market to purchasing a new car.

Melanie Escudero

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