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Is gap insurance worth it on a new car?

Gap insurance is worth it if you put less than 20% down, have a loan longer than 48 months, or financed negative equity from a previous vehicle. If you made a large down payment or drive a vehicle that holds its value well, you probably do not need it.

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The Smart Buyer's Guide to Leasing vs. Buying in 2026

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✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives

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600+ Testimonials

What Our Customers Say

People come for the number. They stay for how easy we make it.

Read About Their Experience
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Best car buying experience however the people were more than gracious, polite, timely, and Health with every single detail of the lease experience. I cannot recommend them enough.

Best car buying experience however the people were more than gracious, polite, timely, and Health with every single detail of the lease experience. I cannot recommend them enough.

d morgan

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From start to finish, purchasing my new Jeep was seamless and refreshingly honest. Every question was answered clearly with zero pressure, and I really appreciated the straight talk. An easy, smart decision all around.
From start to finish, purchasing my new Jeep was seamless and refreshingly honest. Every question was answered clearly with zero pressure, and I really appreciated the straight talk. An easy, smart decision all around.

Lisa Salzberg

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This was the easiest lease that I have done so far. Best part is no back and forth, hours at the dealer and car was delivered to me :)Thank you Sean for all your help!

This was the easiest lease that I have done so far. Best part is no back and forth, hours at the dealer and car was delivered to me :)Thank you Sean for all your help!

Gina Rodrigues

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We had some unfortunate events with 2 cars, Vantage made it all the difference in getting us back to normal. They were extremely easy to work with, amazing service and attention to detail, and made buying a car a fantastic experience.

We had some unfortunate events with 2 cars, Vantage made it all the difference in getting us back to normal. They were extremely easy to work with, amazing service and attention to detail, and made buying a car a fantastic experience.

Sameer Joglekar

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Wow! I just had my car delivered after maintenance and I couldn’t be happier. Not only did they give me a super reasonable price, the staff were phenomenal and extremely easy to work with. What a fantastic high-quality service! They even detailed my car! I can’t recommend Vantage highly enough! I will never work with anyone else. 10/10 service!

Wow! I just had my car delivered after maintenance and I couldn’t be happier. Not only did they give me a super reasonable price, the staff were phenomenal and extremely easy to work with. What a fantastic high-quality service! They even detailed my car! I can’t recommend Vantage highly enough! I will never work with anyone else. 10/10 service!

Meagan Greenberg

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This was my first time using a car broker, and it was a great experience. The entire process was incredibly smooth and easy from start to finish. Communication was clear, responses were quick, and they were very patient while answering questions and walking me through everything. I work in operations, so I tend to notice when processes are organized and efficient, and I really appreciated how straightforward and seamless they made the entire experience. What is usually a stressful process felt simple and well managed. I would absolutely recommend them to anyone looking for an easier way to lease or purchase a vehicle.
This was my first time using a car broker, and it was a great experience. The entire process was incredibly smooth and easy from start to finish. Communication was clear, responses were quick, and they were very patient while answering questions and walking me through everything. I work in operations, so I tend to notice when processes are organized and efficient, and I really appreciated how straightforward and seamless they made the entire experience. What is usually a stressful process felt simple and well managed. I would absolutely recommend them to anyone looking for an easier way to lease or purchase a vehicle.

Angela Karkoska

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Sean and the Vantage Auto Group made the entire process seamless from start to finish — I can’t recommend them highly enough!!

Sean and the Vantage Auto Group made the entire process seamless from start to finish — I can’t recommend them highly enough!!

nicole berman

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Sean was very professional and helpful. Highly recommended

Sean was very professional and helpful. Highly recommended

Syed Husain

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Not only did they negotiate the absolute best prices for us for two vehicles, they were also very thorough and very quick with response time. Delivered the vehicles to our house and made the process very hassle free. I will never buy a car at a dealer again
Not only did they negotiate the absolute best prices for us for two vehicles, they were also very thorough and very quick with response time. Delivered the vehicles to our house and made the process very hassle free. I will never buy a car at a dealer again

Joe Piazza

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