A simple Answer TO yOUr Question
Will the bank release the title once the loan is paid off?
Yes, once your lender receives the full payoff amount, they are required to release the lien and send the clear title to you or directly to the buyer. This process typically takes 7 to 21 business days depending on your lender and state. In New Jersey, electronic titles are becoming more common and the release can be faster.
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The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
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