A simple Answer TO yOUr Question
Will getting out of a lease early hurt my credit?
It depends on how you exit. A lease transfer, buyout, or trade-in should not negatively affect your credit as long as all payments are made on time. An early termination where you default on remaining payments can hurt your credit significantly. If you negotiate an early termination directly with the leasing company and pay the agreed penalty, your credit should remain intact.
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The Smart Buyer's Guide to Leasing vs. Buying in 2026
Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives
Smart move!
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600+ Testimonials
What Our Customers Say
People come for the number. They stay for how easy we make it.
I wish I knew leasing a car could be this easy years ago! I still can’t believe how seamless my experience was with Sean. He was extremely responsive and got me the best price compared to other dealers I had been talking to. The delivery of the car was on the exact day and time I asked for, even though it was a national holiday. I have already referred him to so many of my friends and family. So glad someone referred me to Sean. All the stress that comes with buying/leasing a car is now a thing of the past!
I wish I knew leasing a car could be this easy years ago! I still can’t believe how seamless my experience was with Sean. He was extremely responsive and got me the best price compared to other dealers I had been talking to. The delivery of the car was on the exact day and time I asked for, even though it was a national holiday. I have already referred him to so many of my friends and family. So glad someone referred me to Sean. All the stress that comes with buying/leasing a car is now a thing of the past!
Ilana Gutman
My wife and I recently moved from the city and needed a car but didn’t know where to start. At first we tried online, but it was honestly a little overwhelming. I reached out to a local friend for leads, and he pointed me to Vantage. I hopped on a call with Sean after work and gave him a rough outline for what we were looking for. I’m not a car guy, so it was basically: “I need something safe, reliable, and not falling apart.” Sean very much IS a car guy, and he took it from there. After going over our budget, he recommended a couple options, as well as compelling reasons to lease instead of buying used as we had planned. The next morning we went back and forth via text to hash out the details, and then that afternoon a beautiful brand new car within our budget rolled into our driveway. I signed some paperwork with his team, and that was that. Literally less than 24 hours after the initial phone call, I was all set. It was easier than 99% of all my other projects that go into moving to the burbs. The whole experience was extremely communicative and chill. And on top of everything else…I straight up love this car. I fear I’m a car guy now. Thanks, Vantage.
My wife and I recently moved from the city and needed a car but didn’t know where to start. At first we tried online, but it was honestly a little overwhelming. I reached out to a local friend for leads, and he pointed me to Vantage. I hopped on a call with Sean after work and gave him a rough outline for what we were looking for. I’m not a car guy, so it was basically: “I need something safe, reliable, and not falling apart.” Sean very much IS a car guy, and he took it from there. After going over our budget, he recommended a couple options, as well as compelling reasons to lease instead of buying used as we had planned. The next morning we went back and forth via text to hash out the details, and then that afternoon a beautiful brand new car within our budget rolled into our driveway. I signed some paperwork with his team, and that was that. Literally less than 24 hours after the initial phone call, I was all set. It was easier than 99% of all my other projects that go into moving to the burbs. The whole experience was extremely communicative and chill. And on top of everything else…I straight up love this car. I fear I’m a car guy now. Thanks, Vantage.
Stephen Gumbrecht
Purchase went smoothly and stress-free
Purchase went smoothly and stress-free
Carol Roseto
B Hirschman
Fantastic experience with Dave as always.
Fantastic experience with Dave as always.
Fil Mendes
Heymi helped with the whole procedure and was very kind
Heymi helped with the whole procedure and was very kind
David Segarra
Super streamlined way to purchase a car.Very professional and easy to work with.
Super streamlined way to purchase a car.Very professional and easy to work with.
Jason Levy
My experience with Vantage has truly been exceptional. The group’s streamlined purchasing process and attention to personal needs is highly commendable. I will surely be taking advantage of their services again.
My experience with Vantage has truly been exceptional. The group’s streamlined purchasing process and attention to personal needs is highly commendable. I will surely be taking advantage of their services again.
Debra Sullivan
My car was delivered right to my house - it’s just what I asked for - Tom went out of his way to locate the vehicle I was interested in. No haggling at the dealership - everything was taken care of and signing paperwork online was easy. I’m very happy with the process and efficiency of Vantage. Tom even brought toys and treats for my cats !! Thanks so much
My car was delivered right to my house - it’s just what I asked for - Tom went out of his way to locate the vehicle I was interested in. No haggling at the dealership - everything was taken care of and signing paperwork online was easy. I’m very happy with the process and efficiency of Vantage. Tom even brought toys and treats for my cats !! Thanks so much
J Marie