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Can I use my own financing instead of Carvana's?

Yes. Carvana accepts outside financing from banks and credit unions. You can get pre-approved through your own lender before completing the purchase, then provide Carvana with your lender's information during checkout. This is one of the most effective ways to avoid their markup.

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The Smart Buyer's Guide to Leasing vs. Buying in 2026

Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives

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What Our Customers Say

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All the hassles & time consumption in buying a new vehicle were nil, because Vantage Auto Group took care of everything & delivered the vehicle I wanted

All the hassles & time consumption in buying a new vehicle were nil, because Vantage Auto Group took care of everything & delivered the vehicle I wanted

Robert Murphy

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Great service. David and Jess were incredibly helpful and the whol process could not have been easier.

Great service. David and Jess were incredibly helpful and the whol process could not have been easier.

Marcella Farman

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Very easy, hassle free experience getting my new car. A pleasure to do business with, takes the stress away from a usually stressful task.

Very easy, hassle free experience getting my new car. A pleasure to do business with, takes the stress away from a usually stressful task.

Megan Mazzeo

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Sean and the Vantage Auto Group made the entire process seamless from start to finish — I can’t recommend them highly enough!!

Sean and the Vantage Auto Group made the entire process seamless from start to finish — I can’t recommend them highly enough!!

nicole berman

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Vantage was so easy to deal with, we highly recommend them! This beautiful Jeep Grand Cherokee was just dropped off 2 days ago & we love it!!
Vantage was so easy to deal with, we highly recommend them! This beautiful Jeep Grand Cherokee was just dropped off 2 days ago & we love it!!

Samantha Gripps

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Phenomenal and hassle free experience! Sean was amazing! He was patient, professional and responsive!

Phenomenal and hassle free experience! Sean was amazing! He was patient, professional and responsive!

Koster Henderson

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Vantage made the leasing process so easy and worked closely with us to get my wife the exact car she wanted!! We were thrilled with the customer service from Jess and David, and love the car!!

Vantage made the leasing process so easy and worked closely with us to get my wife the exact car she wanted!! We were thrilled with the customer service from Jess and David, and love the car!!

Ari Shenkman

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.
⭐⭐⭐⭐⭐ BEST SHOPPING EXPERIENCE OF MY LIFE Working with Vantage Auto was truly the best car-buying experience of my life! What is normally a tedious and stressful process was transformed into something genuinely joyful thanks to David and Jess, who handled every step with incredible professionalism, expertise, and care. From the very beginning, they were attentive, knowledgeable, and wonderfully easy to work with. They took the time to understand exactly what I was looking for and managed the entire process seamlessly. Every detail was handled thoughtfully, which made the experience feel effortless—and even exciting! And the final moment was such a treat—my new car was delivered right to my house! It was the perfect, celebratory finish to an experience that felt smooth and enjoyable from start to finish. David and Jess truly go above and beyond. Their responsiveness, integrity, and enthusiasm made the entire process feel special. If you are thinking about using Vantage Auto—do it! They turn the chore of car buying into something genuinely delightful. I would never go anywhere else!
⭐⭐⭐⭐⭐ BEST SHOPPING EXPERIENCE OF MY LIFE Working with Vantage Auto was truly the best car-buying experience of my life! What is normally a tedious and stressful process was transformed into something genuinely joyful thanks to David and Jess, who handled every step with incredible professionalism, expertise, and care. From the very beginning, they were attentive, knowledgeable, and wonderfully easy to work with. They took the time to understand exactly what I was looking for and managed the entire process seamlessly. Every detail was handled thoughtfully, which made the experience feel effortless—and even exciting! And the final moment was such a treat—my new car was delivered right to my house! It was the perfect, celebratory finish to an experience that felt smooth and enjoyable from start to finish. David and Jess truly go above and beyond. Their responsiveness, integrity, and enthusiasm made the entire process feel special. If you are thinking about using Vantage Auto—do it! They turn the chore of car buying into something genuinely delightful. I would never go anywhere else!

Meagan Greenberg

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Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Kristin Steinmetz

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