Just Text Us

(201) 815-8216

A simple Answer TO yOUr Question

What APR should I expect from Carvana in 2026?

Carvana's APR varies widely based on your credit profile, but many buyers report rates between 9% and 17%, even with decent credit. Compare that to the national average for new-car loans around 6-7% and used-car loans around 8-9% through traditional lenders. The gap is where Carvana's profit margin lives.

More FAQs
The Blog

📥 FREE DOWNLOAD

The Smart Buyer's Guide to Leasing vs. Buying in 2026

Discover:
✓ When to lease vs. buy
✓ Hidden fees to watch for
✓ Tax benefits for business owners
✓ Current manufacturer incentives

Contact Details
Download the Free Guide

Smart move!

Download the guide below, plus we've sent a copy to your inbox.

Download the Guide
Oops! Something went wrong while submitting the form.

Affordable Cars Available Now

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

Cars Under $20,000

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Review quote goes here.

Review quote goes here.

Fname Lname

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

Shop Great Deals

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Review quote goes here.

Review quote goes here.

Fname Lname

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

Delivery by Monday

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Review quote goes here.

Review quote goes here.

Fname Lname

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

Shop Fuel Efficient

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Review quote goes here.

Review quote goes here.

Fname Lname

Eyebrow Text Here

Value Tracking

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

No credit impact, view Get personalized insights on your car’s value, so you can time your next car with the most savings.real payments while shopping.

Review quote goes here.

Review quote goes here.

Fname Lname

Learn More
Electric SUV driving on a winding mountain road at sunset with hills and greenery surrounding.

Eyebrow Text Here

Insurance Coverage

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Effortless to buy and personalized to you, with coverage deals with Vantage.

Electric SUV driving on a winding mountain road at sunset with hills and greenery surrounding.

Review quote goes here.

Review quote goes here.

Fname Lname

Learn More

600+ Testimonials

What Our Customers Say

People come for the number. They stay for how easy we make it.

Read About Their Experience
Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Mark Viegas is an absolute lifesaver. I truly don’t have the words to express how grateful my husband and I are for such an incredible experience - and such a quick turnaround. After my daughters and I were in a very serious car accident early last week, I knew getting a new vehicle would be overwhelming and stressful.Enter Mark Viegas at Vantage Auto Group. From start to finish, he made the entire process unbelievably simple. We shared exactly what we were looking for, and within 48 hours a brand-new car was delivered straight to our driveway.The days of walking into dealerships and negotiating prices are long gone. I will never go back - and neither should you! If you’re in the market for a new car, I can’t recommend Mark enough - reach out to him. I promise you won’t be disappointed.

Mark Viegas is an absolute lifesaver. I truly don’t have the words to express how grateful my husband and I are for such an incredible experience - and such a quick turnaround. After my daughters and I were in a very serious car accident early last week, I knew getting a new vehicle would be overwhelming and stressful.Enter Mark Viegas at Vantage Auto Group. From start to finish, he made the entire process unbelievably simple. We shared exactly what we were looking for, and within 48 hours a brand-new car was delivered straight to our driveway.The days of walking into dealerships and negotiating prices are long gone. I will never go back - and neither should you! If you’re in the market for a new car, I can’t recommend Mark enough - reach out to him. I promise you won’t be disappointed.

Laura Collins

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Sean was amazing to work with! Getting a new car was so quick and easy. I never thought it would be so painless. I am thrilled with my new car and it's all thanks to Sean!

Sean was amazing to work with! Getting a new car was so quick and easy. I never thought it would be so painless. I am thrilled with my new car and it's all thanks to Sean!

Sara Lombardo

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Amanda Rodrigues

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

It was a “fun” way to make a car purchase. Mark V. and the whole team were responsive, informative, and very friendly! Can’t wait to purchase the next one!! (😬🤪) Thank you!! Ulla & Bill

It was a “fun” way to make a car purchase. Mark V. and the whole team were responsive, informative, and very friendly! Can’t wait to purchase the next one!! (😬🤪) Thank you!! Ulla & Bill

W Shuler

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

I wish I knew leasing a car could be this easy years ago! I still can’t believe how seamless my experience was with Sean. He was extremely responsive and got me the best price compared to other dealers I had been talking to. The delivery of the car was on the exact day and time I asked for, even though it was a national holiday. I have already referred him to so many of my friends and family. So glad someone referred me to Sean. All the stress that comes with buying/leasing a car is now a thing of the past!

I wish I knew leasing a car could be this easy years ago! I still can’t believe how seamless my experience was with Sean. He was extremely responsive and got me the best price compared to other dealers I had been talking to. The delivery of the car was on the exact day and time I asked for, even though it was a national holiday. I have already referred him to so many of my friends and family. So glad someone referred me to Sean. All the stress that comes with buying/leasing a car is now a thing of the past!

Ilana Gutman

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Heymi helped with the whole procedure and was very kind

Heymi helped with the whole procedure and was very kind

David Segarra

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Recently bought a car through Vantage Auto Group and can’t say enough how great they were. Their process was seamless and they made buying a car a great experience. highly recommend Vantage Auto Group!

Recently bought a car through Vantage Auto Group and can’t say enough how great they were. Their process was seamless and they made buying a car a great experience. highly recommend Vantage Auto Group!

Cory Rothbort

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Great service. David and Jess were incredibly helpful and the whol process could not have been easier.

Great service. David and Jess were incredibly helpful and the whol process could not have been easier.

Marcella Farman

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Eyebrow Text Here

STYLE
AS LOW AS
$
PRICE
/MO
#
Miles

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.

Front view of three luxury SUVs in blue, silver, and black, positioned side by side with the blue vehicle centered.

Josh Miller

Previous
Next