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Should I buy out my lease early or wait until the end?

Waiting until lease end usually makes sense because your early payoff includes remaining monthly payments on top of the residual value, making it more expensive. However, if your car has significant equity right now and you are worried about market values dropping, an early buyout could lock in that value. Calculate both scenarios and compare the total cost before deciding.

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The Smart Buyer's Guide to Leasing vs. Buying in 2026

Discover:
✓ When to lease vs. buy
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✓ Current manufacturer incentives

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What Our Customers Say

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I just got my 3rd car through Vantage Auto. The process has always been seamless. I've mostly worked with Sarah and she's always very responsive. She finds out what we want and our approximate budget and is quick to tell me what my options are - including some out of the box ideas. She's able to find good deals on cars we may not have previously considers. Sarah coordinates everything including test drives, picking up your old car, and delivering the new car. I've been very happy with the service I've received from Vantage and highly recommend them for your car shopping needs.

I just got my 3rd car through Vantage Auto. The process has always been seamless. I've mostly worked with Sarah and she's always very responsive. She finds out what we want and our approximate budget and is quick to tell me what my options are - including some out of the box ideas. She's able to find good deals on cars we may not have previously considers. Sarah coordinates everything including test drives, picking up your old car, and delivering the new car. I've been very happy with the service I've received from Vantage and highly recommend them for your car shopping needs.

Josh Sobin

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My name is Israel and I regret using this car broker. After financing my vehicle, they failed to help me obtain my license plates and have been unresponsive to my requests for assistance. Once the sale was completed, it felt like customer service completely disappeared. Buying a car is a major purchase, and I expected support until the registration process was finished. I would not recommend this broker based on my experience.
My name is Israel and I regret using this car broker. After financing my vehicle, they failed to help me obtain my license plates and have been unresponsive to my requests for assistance. Once the sale was completed, it felt like customer service completely disappeared. Buying a car is a major purchase, and I expected support until the registration process was finished. I would not recommend this broker based on my experience.

ya lo

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Deborah was a huge help when it came time to trade my car in for a new lease. I didn't know exactly where to start, but I gave her a few of my "must-haves," and she came back with amazing options. Working with Vantage Auto made the entire leasing process seamless and efficient. Once I made my decision, everything was completed within just a few days. They even delivered the car directly to me! All I had to do was sign the paperwork, and I was ready to enjoy my new car. Deborah was communicative, knowledgeable, and an absolute pleasure to work with from start to finish.
Deborah was a huge help when it came time to trade my car in for a new lease. I didn't know exactly where to start, but I gave her a few of my "must-haves," and she came back with amazing options. Working with Vantage Auto made the entire leasing process seamless and efficient. Once I made my decision, everything was completed within just a few days. They even delivered the car directly to me! All I had to do was sign the paperwork, and I was ready to enjoy my new car. Deborah was communicative, knowledgeable, and an absolute pleasure to work with from start to finish.

Francesca G.

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Very nice company. They helped me find the vehicle I wanted and helped sell my old car as well. Everyone in the company is great and very helpful explaining all the steps involved. Would highly recommend using them.

Very nice company. They helped me find the vehicle I wanted and helped sell my old car as well. Everyone in the company is great and very helpful explaining all the steps involved. Would highly recommend using them.

DreadBasil

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Amanda Rodrigues

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Such a wonderful experience with Sean and his team at Vantage Auto Group. Imagine not having to sit at a dealership for several hours. That alone is worth the 5 star review. Add to that how knowledgeable Sean is, how he actually wants to get you the best deal, and how little stress you'll experience throughout the entire process, and 5 stars just aren't enough. I would recommend Vantage Auto Group to anyone!

Such a wonderful experience with Sean and his team at Vantage Auto Group. Imagine not having to sit at a dealership for several hours. That alone is worth the 5 star review. Add to that how knowledgeable Sean is, how he actually wants to get you the best deal, and how little stress you'll experience throughout the entire process, and 5 stars just aren't enough. I would recommend Vantage Auto Group to anyone!

Lisa

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We purchased a 2026 Volvo through the Vantage Group. From the first contact with David every interaction was done with the utmost professionalism. David kept us up to date during our search which involved several changes. I thoroughly recommend this group and will tell my friends to take advantage of David and his group.

We purchased a 2026 Volvo through the Vantage Group. From the first contact with David every interaction was done with the utmost professionalism. David kept us up to date during our search which involved several changes. I thoroughly recommend this group and will tell my friends to take advantage of David and his group.

don moscato

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I had an absolutely amazing experience with David and Jess at Vantage Auto Group. They got me the exact car I wanted at the best possible price—and did it all within a day. The entire process was seamless, stress-free, and incredibly efficient. From start to finish, everything was handled with professionalism and transparency, and the delivery was so effortless it almost felt too easy. I couldn’t be happier and highly recommend!

I had an absolutely amazing experience with David and Jess at Vantage Auto Group. They got me the exact car I wanted at the best possible price—and did it all within a day. The entire process was seamless, stress-free, and incredibly efficient. From start to finish, everything was handled with professionalism and transparency, and the delivery was so effortless it almost felt too easy. I couldn’t be happier and highly recommend!

Melissa Salerno

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David Goldstein and his team are great. He was always available and responsive whenever I voiced a concern. He was quick to answer questions, which was extremely helpful it making decisions as I did not need to wait long to connect with him. I highly recommend connecting with David the next time you are looking for a vehicle!

David Goldstein and his team are great. He was always available and responsive whenever I voiced a concern. He was quick to answer questions, which was extremely helpful it making decisions as I did not need to wait long to connect with him. I highly recommend connecting with David the next time you are looking for a vehicle!

Joseph Bestreich

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